jayesh sinha
31 July 2011 at 11:16
i am taking term insurance of rs 5 lakh so that in case of any unfortunate it can be covered by paying single premium for 15year term i want to know whether the insurance company hide something which i should know before taking term insurance i want to know which is better option motgage plan or term plan
Anonymous
30 July 2011 at 21:48
Dear Sir,
My Family had once invested around Rs. 4 Lacs with a Credit Co-Op society (Jineshwara Co-op Credit Society headquartered in Andheri E, Mumbai).
This Society wound up operations in 2001 due to a credit crunch and as obvious we were all duped of our money.
No significant headway was ever made to recover the money, as most of the investors belonged to the lower middle class and were relatively unaware of any legal recourse available.
The person in charge of this Credit Society defied all self respect and after his fraud the first time still managed to resume operations and further asked the old investors to invest again explaining that he required their support, in terms of capital, to bring the old loan defaulters to task.
The unsuspecting and naïve people again fell prey to this fraud.
This person then collected the second round of loot money and has disappeared ever since.
I do understand the mistake we made the first time and hence refrained from ever again investing in these credit co-op societies.
My query – Is there any way I can recover my money and bring this fraudster to task.
I would also appreciate any information on the governing body regulating these Credit Co-op Societies.
The registration details on the passbooks provided start as follows: BOM/WKE/RSR/CR……………..
pavani.pothugunta
30 July 2011 at 11:14
how to calculate depreciation as per companies act,1956?
Anonymous
30 July 2011 at 10:07
I had availed a bancassurance policy( mediclaim) in the year 2006. 3 years later the bank tied up with another insurance company to service the policy.
At the time we were given to understand that all terms and conditions would remain the same(acknowledged by email).
Repeated request to get a copy of the policy terms and conditions got the Insurance company to send me the terms and conditions, wherein there were a few new clauses favouring the Insurance Company.
( but we were given to understand that those clauses would not matter)
After holding the policy for 5 claim free years, when I last went to renew the policy I was told that the premiums were hiked and that my cover would be reduced.
In Effect my family floater policy( Parents+ Married couple)for 5 lacs was divided into 2 policies as such( parents 3 lacs+ self( married couple 3 lacs).
Premium was correspondingly reduced compared to earlier.
I was agreeable to a hike in the premium ( due my earlier folly of not qestioning the change in terms and conditions at the chnage on Insurance company)but needed the same Sum insured.
But the underwriting team at the insurers refused to give me the same benfit( and this after 5 claim free years).
What they would like me believe is that I am benefitting because of a 6 lac(3+3)policy as against a 5 lac policy initially.
Isn't the very purpose of a floater plan defeated here????????
Besides I was informed of the same( Lesser cover) verbally when I went to renew the policy at the Insurer's Office.I have no written letter intimating me of the change in policy procedure
I have this correspondence on email and now wish to proceed legally against the Insurer/ or bank whichever at fault here.
The grievance redressal forum at the Insurer's Office would also have me believe that I stand to gain by the new policy and are not willing to give me the same cover.
The bank staff is as usual -LOST and ask me to contact the Insurance Company.
Kindly advise………
vinodkumar
30 July 2011 at 10:06
Husband and wife file a divorce petition with mututl consent,they all parties and his lawyer orally decided that,when court pass decree order of divorce then after husband will give sridhan like golden articles and many valuable things to wife, now the orderd of decree pass, but husband cant fulfill the condition.already 1 year passed, but husband not fulfill the condition. what is remedy?
Anonymous
30 July 2011 at 10:05
Good day,
I have been recently operated upon due - Cystectomy and an endometriotic condition which was also causing an infertility issue as diagnosed during the pre-hospitalisation period.
I am medically covered through my employers for a S.I of INR 3 Lacs and my hospitalisation expenses was INR 98000.
My claim was recently refused sighting that the treatment was related to infertility.
I have a history of endometriosis and cysts and in the past have been operated upon once for the cystectomic condition while I was still single.
This time the cyst was detected earlier on during sonography and the endometriotic growth was also cause for concern.
The condition would anyway merit an operation. Is the insurance conmpany justified in refuting the claim just because it was done in connection with an infertile condition?????
Vijay Kumar
30 July 2011 at 08:59
Pusuant to an RTI query, health deptt. has directed its employee to furnish information regarding the purchase of immovable property during service.
Whether such kind of personal information falls within the purview of RTI?
what are the options before the employee?
awadhesh khadiwala
30 July 2011 at 07:43
sir
Tractor attached trailer carreing stone met to an accident stone was loaded for making temple tractor is registered for agriculture purposes.whether insurer is lible for damage to third party death claim
© 2026 LAWyersclubindia.com. Let us grow stronger by mutual exchange of knowledge.
Government Employee,s acquittal on Benefit of Doubt
Hello,
My colleague, employed with Government Department (Andhra Pradesh Government) was placed under suspension, for involving in a criminal case. Later he was acquitted of the case on benefit of doubt. Can the suspension period be treated as the employee on duty and is he eligible for the monetary benefits thereof. Please clarify