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Master NDPS 2.0: Latest Legal Developments, Best Practices & Landmark Case Studies

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G.Padmanabhan   24 November 2011 at 23:24

Obc (exclusion of creamy layer)


The DOPT revises the upper income limit from time to time. It speaks about income for three consecutive years. Suppose, a person is making an application in December, 2011, what is the relevant year from which the 3 consecutive years period will run?
2. through an OM , the upper income limit has been revised from 2.5 L to 4.5 L with effect from Oct 2008,i.e. in the middle of financial year 2008-09. So in cases in which income for 2009-09 falls within the 3 consecutive years period, which ceiling should be taken?
Would our experts clarify in the light of their experiences.

Member (Account Deleted)   24 November 2011 at 21:31

Central civil service query

I worked in central government for 13 years. I got selected to another post in an autonomous body by direct recruitment. Consequently, I submitted technical resignation which was accepted and I was relieved to join the autonomous body department. I was granted pro rata pensionary benefits for the service rendered under central government. It is about a year that I am working in the autonomous body. In case I resign from the autonomous body to secure any private employment, will the pension benefits get affected. Is there any rule that I should continue in the autonomous body.

Russel

Anonymous   24 November 2011 at 20:54

Is working of sc recorded.

DEAR EXPERTS,
CAN YOU PLEASE CLEAR THAT HEARING OF SUPREME COURT IS RECORDED OR NOT (VIDEO OR AUDIO) IF YES THAN WHAT IS THE PROCEDURE OF GETTING THAT RECORDING. PLEASE.

mukesh Gupta   24 November 2011 at 18:11

House building advance and withdrawl from provident fund

Hello,

I want to know the correct position on the following:

1. Whether an emloyee can draw the HBA as well as provident fund for the same property?

2. If yes, what will be the limit of the amount?

3. Whether the limit of the total drawl could exceed the limit of HBA?

Anonymous   24 November 2011 at 12:33

Debt recovery tribunal

The applicant bank has applied for the injunction on transfer, selling of the immovable assets of the defendant,& has also demanded for the attachment & possession of the immovable assets of the defendant,in the same injunction application,the applicant bank has admitted that the concerned personal loan is unsecured loan & neither any collateral security was taken nor any mortgage deed was made at the time of sanction of the loan.Is section 19(12) of recovery of debts act 1993, applicable for unsecured personal loans? Can the unsecured personal loan be made secured under section 19(12) of recovery of debts act 1993, if there is a dispute on the loan agreement? on what grounds this injunction application can be dismissed?

Amit   24 November 2011 at 10:27

Credit card and cibil defaulter

I am looking for your help regarding an issue with HSBC bank on CC payments.

In Nov 2007, my cc dues were around 8000/- when HSBC password generator device (for online accounts) stopped functioning and hence i was unable to login and access my account, therefore, i was not in a condition to pay the amount. I intimated HSBC time to time that i am not getting account statements and every time they answered that duplicate statement will be delivered in 24-48 hours but i never got them. Finally in Feb 2008, i got the statement reflecting amount due as 16000 including interest and late payment charges. I asked bank to send the statement by removing late payment charges and interest as the fault was at banks part. Again they did not listened. i contacted their nodal officer and he offered settlement of Rs 9000/- towards my account in Oct 2008. That time i was not that much clear about settlement. I accepted their settlement letter and paid the amount via ICICI bank cheque which got cleared on 14 Oct 2008. After this, I got the CC statement reflecting 0 dues from HSBC bank in Dec 2008. Now last year in 2010, i applied for a home loan and my bank refused by saying that my name appears in CIBIL list with Post write off settled status. They provided a control number with details:

AccountNum: 4476929995751432
Reported By: HSBC
Account Type: CREDITCARD
Ownership: INDIVIDUAL
Date Reported: 28-02-2009
Open Date: 03-07-2006
Last Payment: 26-11-2007
Closed Date: 08-03-2008
High Credit: 23,179
Current Balance: 0
Amount Overdue:0
Account Status: Written Off

Can you please suggest what i need to do in order to get my name removed from CIBIL? Can i move to consumer court since i am having settlement letter, card statement as on 30 Dec 2008 reflecting 0 dues and all the email chains.

laxmanram   24 November 2011 at 07:50

Dhingana

I FOUND A CITE DHINGANA.COM

IS IT OWNED BY YOU MR. DHINGRA ?

WHAT ARE THE OTHER BUSINESSES OF YOUR GROUP

COMPANIES?

I AM LOOKING FOR SOME FRANCHISES.

Anonymous   23 November 2011 at 23:25

Negotiable instruments act

A and B entered into an Agreement to purchase land for which A made payments to B.
Thereafter, A and B mutually agreed to cancel the said Agreement and B agreed to pay the amount back to A. They executed MOU and as per direction of A, B issued cheques in favour of X and Y as well as A. These all details have been mentioned in the MOU which is signed by both A and B. The said MOU is notorised. The cheques issued to X and Y are dishonoured for insufficient funds.
Whether X and Y can file complaint against B U/s 138 of N I Act and whether the amount of cheque can be considered as legally enforceable debt or liability against B as the cheques are issued by B to X and Y instead of A AND to discharge A's liability towards X and Y.

Kindly guide me and please provide relevant citations if any on this issue. Thanks !

Anonymous   23 November 2011 at 23:24

Revenue act

WHEN STATUS QUO ORDER IS PROUNCED BY COURT, IN CASE OF VOILATION OF STATUS QUO THEN ON WHICH GROUNDS CONTEMPT PROCESSINDINGS CAN BE IN INITIATED .

Anonymous   23 November 2011 at 21:39

Life insurance policy

I was agent of BALIC and purchased a policy one in my name and other in my wife name. On receving policy i was shocked to see the deductions of huge charges. i applied for free Look with in prescribed period. co didn't replied for a long time even many reminders. now after 3 years they denay to freelook policy saying i was agent and know about t & c. please suggest i can get refund of my amount through court or not. i have acknowledgement receipt and other mails correspondence with co. Please help.