saurav
27 July 2012 at 14:36
sir,generally i sign as-saurav gupta but at one place i had signed as saurav gupt a r(space between 'a'& 't'.will it considered as wrong?Although i give space between a & t,but this time there was more space between the two words which i mentioned.
KUMAR RUPESH
27 July 2012 at 09:57
Sir,
I was working as a Tax Assistant in Indian customs, Mumbai from 22.05.2009 to 02.12.2011. After that I have joined the post of Inspector of Central Excise, Bangalore on 05.12.2012. I have joined as an Inspector after submitting my Technical resignation from Indian Customs, Mumbai and the same was accepted. Since, I have worked 2 years and six months in Indian Customs, Mumbai and there is no break in my service, Will my previous service be counted. I have also pass the confirmation examination, but confirmation order is yet to be issued. Please reply.
Bobby
27 July 2012 at 09:00
1.If the orders of a Quasi-judicial body e.g. Banking Ombudsman or Assistant Registrar'Court are not obeyed, does it amount to Contempt of Court?
2.It what period of time the orders of a Quasi Judicial body have to be implemented?
3. If the implementing party concerned wants to appeal against the order of a Quasi Judicial body, in how much time and in which court it has to appeal?
Thanks in advance.
AMB
26 July 2012 at 12:30
Dear Sir,
I had requested to issue Passport of my daughter two years back. We have submitted Birth Certificate as ID proof . Birth Certificate contains Parents name & registration number from Local Municipal authority.Birth certificate was issued w/o child name.
I have filled name in Birth certificate and Passport has been issued for my child. Recently i got Show cause Notice from Passport office that Name in Birth certificate is not matching with Municipal data.Hence Birth Certificate is fake and need to surrender Passport.Birth certificate is guanine with municipal registration number & Date . I didn't register the name of my child in Municipal committee because i was not aware on Process.Later we have updated same name in Municipal committee after getting notice from Passport office.
Passport is already surrender to passport office two months back .
Pls suggest , how to go ahead to solve issue
Regards
Amb
Venkat
25 July 2012 at 23:15
What is the time limit to file review petition in supreme Court? Somewhere I heard that it is 30 days. Does it include holidays also? If there is summer holidays immediately after judgement, still 30 days hold good including holidays? Can some one help on this.
Kalyan Ghosh
25 July 2012 at 16:43
My son (PRESENTLY ABROAD) has a Savings Bank A/C at ICICI
bank Hyderabad, Madhapur Branch. He has been recently (on 05/04/2012)
duped to the tune of Rs 50000 due to complete in alert Security System
While checking SMS messages in his mobile in the early morning
of 06/04/2012 it is seen that two messages have from ICICI Bank to his
mobile as follows
1) From LM-ICICIB received at 23-47 pm on 05/04/12 which reads
You’re a/c no xxooooxx8392 is debited for Rs 50000 on 05-04-12
23:47 and a/c of CHANDRASEKHAR REDDY has been credited (IMPS Ref
No-2009623134143)
2) From TD-ICICIB at 23-50 pm on 05-04-12 which reads you’re a/c no
xxxxxx8392 is debited with INR 50006.00 on 05 Apr .Inf:
MMT*Ref2009623134143xxxxxx.Your total available ban[lance is INR
27286.94
The messages were checked in the early morning of 06/04/2012
PLEASE GO THROUGH THE FOLLOWING TEXT
1) Actually he has never opted for IMPS. We were completely
unaware of such a new system. His A/C was opened in that branch in end
2007.IMPS was started in August, 2010, publicly launched by Sm
S.Gopinath (Dy Governor, RBI) on 22/11/2010
2) No registration for availing the IMPS service was OPTED BY my son,
neither the bank has intimated the customer anything about it WHICH IS
MANDATORY AS PER RBI and National Payment Corpn regulations and
guidelines (which is as follows)
A) Banks should have a system of registration before commencing
Mobile Based Payment
B) Banks should put in place a system of document based registration
C) The sender will have to register with the bank to get a 7 digit
MMID (Mobile Money Identifier)
CAN THE BANK GIVE ANY PROOF THAT THE REGISTRATION WAS DONE BY
MY SON FOR THIS SERVICE.MOREOVER AS PER ICICI BANK - The availability
/non availability of a particular service shall be communicated to the
user through email or in writing by ICICI Bank(NOT DONE)
3) Registration process for availing IMPS service may vary from bank
to bank, But Registration is a must. Even ICICI Bank has a procedure.
Whether ICICI Bank can give any proof that Regulators i e RBI/NPCI has
given relaxation to ICICI bank in this regard that CUSTOMER NEED NOT
BE INTIMATED AND BANK CAN DO ANYTHING AT THEIR SWEET WILL
4) During Mail Correspondence with the Bank Service Quality Department
it has been verbally communicated by Sm Sreelatha Viruchapa that those
who are registered for Basic Mobile Facilty ((where only information
like balance enquiry, SMS alert for credit-debit etc –NO Transfer of
Money IS ALLOWED) will be automatically updated for Mobile Banking
(Transfer of Money).BUT THIS IS CLEAR VIOLATION OF THE RULES. The
customer is not interested for such facility; if BANK is enforcing it
WITHOUT CUSTOMER’S knowledge it is total violation of rules. PLEASE
SEE the regulation as below.
A) Basic level of mobile facility will only give information
about balance enquiry, SMS alert for Credit/Debit (NO MONEY TRANSFER)
B) Second level where money transfer is allowed WHERE PRIOR
REGISTRATION IS A MUST
Airtel has introduced Airtel
Money, but it is not that all Airtel Mobile Holders will get this
facility, UNTILL HE REGISTERS
5) IMPS service was activated for my son WITHOUT HIS KNOWLEDGE (only
GOD knows when it was activated) and DEACTIVATED ON 12 /04/12 after
the mishap has happened. .WHO HAS GIVEN THE AITHORITY TO BANK for all
this WITHOUT TAKING CUSTOMER’CONSENT
6) Bank is apprehending that the hacking has taken place from a
public cyber café which has been never used by my son .In case of such
happening Computer Address will change for which a onetime password is
given NOT DONE IN THIS CASE MOREOVER in case of such fund transfer Add
Payee Feature will be there and the customer will receive a URN
(Unique Registration No, HIGH SECURED PASSWORD)) to his mobile .NOT
RECEIVED
7) ICICI Bank advised to approach law enforcing people (POLICE) which
has already been done through a FIR. If a person keeps the flat door
open at night and some theft incident occurs at night there is no
point in saying the police should look into it and the resident has no
responsibilty.Why in this case RBI/NPCI Guidelines for registration
have been violated, BANK MUST CLARIFY.(security checks NOT PROPER)
8) IMPS mean Interbank Mobile Payment Service through mobile phones.
However in ICICI Bank they had originally 4 channels of IMPS,
a)iMobile,b)*525#,c)SMS and d)Internet(net banking).Now their internet
shows that only first three modes are available. Irrespective of any
procedure first you have to generate MMID (Mobile Money Identifier)
For net banking procedure the procedure is as follows
For the sender 1) FIRST Generate MMID (a seven digit code) which is
issued by the bank TO THEIR MOBILE BANKING REGISTERED CUSTOMER
I do not know why this IMPS facility was accorded to an
UNREGISTERED customer. I have Internet facilities at State Bank(only
Viewing, NO TRANSACTION Right).If money transfer takes place from this
a/c the bank cannot avoid its responsibility
I accept that there has been a hacking, BUT I HAVE TWO BASIC QUESTIONS
A) WHY NO PRE REGISTRATION WAS DONE FOR THIS NEW SYSTEM WHICH IS A
MUST AS PER GUIDELINES
B) HOW FUND TRANSFER FROM AN UNREGISTERED CUSTOMER WAS ACCORDED AND
WHO WILL TAKE THIS RESPONSIBILTY
C) MOREOVER RBI GUIDELINE SAYS TAKING INTO ACCOUNT THE RISKS ARISING
OUT OF UNAUTHORISED TRANSFER THROUGH HACKING BANKS WOULD NEED TO
ASSESS THE LIABILITIES ARISING OUT OF SUCH EVENTS AND TAKE APPROPRIATE
MEASURES LIKE INSURING THEMSELVES AGAINST SUCH RISKS, AS IN THE CASE
OF INTERNET BANKING
In line with my statements above all supporting
documents CAN/WILL BE SENT when asked for. As this is a case under
Consumer Protection Act, 1986(APPLICABLE ALSO FOR MOBILE BANKING
SERVICE AS WELL, as per RBI) I demand that full money should be paid
back to us by Bank and in view of your position as an esteemed
organization kindly help us, as NO PROCEDURE HAS BEEN MAINTAINED BY
THE BANK WHICH IS CLEAR VIOLATION of the rules. So far the negotiation
has failed
Please note that ALTHOUGH ICICIC BANK IS SAYING THAT THE
HACKING HAS TAKEN PLACE THROUGH NET BANKING.BUT IT MUST BE BORNE IN
MIND THAT NET BANKING IS ONE OF THE PROCEDURE in ICICI Bank OF
IMPS(Inter Bank Mobile Payment System)FOR WHICH PRIOR REGISTR
WITH THE CUSTOMER IS ESSENTIAL(as per RBI and National Payment
Corpn,Regulator for IMPS)For IMPS through Net Banking there are also
certain procedures, which has been violated by ICICI.For hacking etc
as per RBI Insurance should have been done
For Fund Transfer URN has to be generated and communicated to
the mobile no registered (NOT REGISTERD FOR MONEY TRANSFER) and a
procedure GENERATE MMID (Mobile Money Identifier) has to be created
MMID will be issued to only MOBILE BANKING REGISTERED CUSTOMER.(Not
Done)
I CAN SEND YOU ALL GUIDELINES/DIRECTIVES of REGULATORS (RBI
etc) in this regard, when asked for
As my son is abroad ICICI Bank refused to entertain me, but
when I intimated about Banking Ombudsman procedure of authorization
they SUCCUMBED to my pressure
BASIC QUESTION is whether registered for IMPS OR NOT.A/C opened in end
October,2007,IMPS publicly launched in November,2010.This A/C NOT
REGISTERED FOR IMPS,still money transfer took place through IMPS(any
mode).SUCH A NICE SECURITY SYSTEM
I have also an A/C at one ICICI Branch with net banking facility,BUT
NO IMPS REGISTRATION,NO MONEY TRANSFER FACILITY THROUGH Mobile Banking
I have an A/C at SBI with net banking facility(ONLY VIEWING RIGHTS,NO
TRANSACTION RIGHT).Whenever I open SBI page after log in IT CLEARLY
SHOWS YOU HAVE NO TRANSACTION RIGHT,to avail it contact your branch.No
money transfer can take place unless I opt for it and BANK CANNOT out
of its whims enroll me for any scheme without my knowledge
PETERREXCHARLY
25 July 2012 at 14:33
Dear Sir.,
I have filed a petition under Section 14 for granting Eviction order (representing a Bank) and filed the documents. One document, section 13(2)NOTICE sent to borrower was returned.Subsequently the Borrowers wife came to the bank and acknowledged the notice.The closed cover was opened and the notice given to the Borrowers wife.
Since the returned cover was opened by the bank, the learned Judge was apprehensive and seek legal citations for similar cases.All other procedural formalities are meticulously followed by the Bank and the records produced in the court.
Please provide the legal citations elsewhere.
Adv.Peter Rex Charly
advcharly@gmail.com
9894739694
Dinesh Rane
25 July 2012 at 14:09
Sir, Can we create banks mortgage charge over a property where charge for Bail of R.50K is created. Bank loan is more than 5 lac and propoerty cost is more than 10 Lac. Its an agri land
Anita Singh
25 July 2012 at 11:02
dear expert ,
wife filed a divorce petition in pune court uner sec 13(ia)(ib) against husband is it necessary to file the reply of the same petition in the court
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Criminal
my question is whether any case under section 406 ipc is made out in the following situation..
Jewellery and golden ornaments lying in locker with the key in the possesion of complainant.Both complainant and accused joint operating holders of the bank locker.Complainant claims that accused doesnt allow the operation of locker with the key being in the possesion of accused and the jewellery belongs to her.Magestrate not satisfied with the statement of complainant and her witnesse on oath,and orders for police investigation.Police report falsifies the statement of complainant and states that all the jewellery is lying safe in the locker with key in the possesion of complainant and nothing has been misappropriated from the locker since key lies with her.Was magistrate justified in taking the cognizance against the accused despite of police report being not adverse and magestrate too not satisfied with the statement of complainant and her witnesses on oath.Kindly reciprocate.