Why a government employee cannot work as insurance agent?

VIBHAV KISHOR (Querist) 05 May 2022 This query is : Resolved
As written in all previous answers, one person cannot hold two offices but an insurance agent is not an employee of that company. He just hold an agency and work as agent and gets commission if someone takes insurance. He did not get benefits like other employees of company and thus called agent. It doesn't make sense that government employee can not have side business like a general store or an agency.

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Government employees in India are generally prohibited from working as insurance agents because their roles are considered a full-time commitment requiring undivided attention. Service rules and codes of conduct typically forbid any other paid employment, even if it's commission-based like an insurance agency, to ensure focus on official duties and prevent conflicts of interest.

K Rajasekharan (Expert) 05 May 2022
A government job is a 24-hour whole-time job, even if his duty hours are limited to six or eight hours. But in occasions like election, disaster etc he will be posted for continuous service exceeding 24 hours or 36 hours which he is bound to do. A government job, as per the rules and code of conduct, demands one’s whole-time devotion.

When you get employed in a government job it is based on an agreement that you will not be sparing your time or energy for anything except your private affairs guaranteed by the widely accepted notions of human rights.

Therefore, like advocates who are neither employed nor paid by any governmental agency, officials employed and paid by the government cannot engage in any other money-making vocation, as per law of the land in India.

It is the rule of law that binds an official not to take up any other venture of money making other than his job salary, which is fixed on the basis of living index from time to time.

kavksatyanarayana (Expert) 05 May 2022
Yes. Very well explained and agreed with the advice by the above learned expert Mr. K. Rajasekharan sir.

Dr J C Vashista (Expert) 07 May 2022
The employee is governed by service rules, which do not permit to work him /her for such agency.

krishna mohan (Expert) 18 May 2022
Service rules prohibits any gain ful employment including LIC Agency. So do not do it on your name if you want to save your job.

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