Tri party agreement and default in payment of emi

Querist : Anonymous (Querist) 12 February 2018 This query is : Open
hi,

I am unable to pay EMI and had Tri Party Agreement with HDFC for Home Loan.
As per the agreement, in case of any default by myself, Builder should inform the HDFC and surrender the flat to HDFC.
I am really now helpless and dont have any money to pay EMI , as i had taken the flat under sub-vention scheme and now I am in big serious financial trouble.
Please experts, Help me and advice on the correct solution as I am not having any wrong intention of defaulter against the bank.

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