Resale flat purchase: Missing Municipal Completion Certificate
Querist :
Anonymous
(Querist) 09 April 2011
This query is : Open
Need advice on resale flat purchase:
Flat Details:
1BHK, 3rd floor, Pune, Maharashtra, within Pune Municipal Corporation (PMC) Limits
10yr old building, Stilt + 6 floors, 2 wings
Registered society, Conveyance executed from builder/developer.
Same flat number from both wings not listed on consolidated PMC building completion certificate.
Banks document scrutiny refused loan disbursement due to discrepancy in completion certificate.
Other documents of the flat are clear - property tax receipt, light/meter bill, share certificates etc.
Pls. advice on this matter -
1. What could be the reasons for the builder skipping the said flat/s from the building completion certificate?
2. Is there some way of getting a separate completion certificate for the said flat from the municipal corporation?
3. Is it worth waiting to get the completion certificate issue resolved?
4. Should I approach another bank who is willing to finance inspite of the completion certificate issue?
5. In case another bank agrees to finance this purchase, what could be the issues/consequences for me in the future given the completion certificate issue?
Thank you.
