A senior citizen earning around Rs 11 lakh annually from pension and FD interest remitted Rs 8 lakh as a gift to their daughter in the USA in December 2020. The bank debited Rs 5,000 as TCS. The individual is inquiring if they can claim a refund of this TCS when filing their Income Tax return for Assessment Year 21-22. The initial responses suggested consulting a chartered accountant or posting the query on a CA forum for expert advice.