Non payment of Insurance Claim
Querist :
Anonymous
(Querist) 28 June 2011
This query is : Resolved
We have arranged an Motor vehicle Insurance coverage of one of our vehicle Mahindra Bolera Camper from National Insurance CO. Ltd. Policy was issued under LMV category by the Company based on Sales Invoice.
Subsequently vehicle met with an accident & a claim was lodged which is now not being entertained because the vehicle category is mentioned LGV in the certificate of Registration issued by Transport Authority.
Is this NOT A NEGLIGENCE on the part of Insurance Comapany...??? Please advise.
Guest
(Expert) 28 June 2011
If the copy of certificate of registeration was submitted along with the form for issue of insurance policy only in that case negligence of insurance company can be established, as the company was to rely on the certificate of insurance more than the invoice.
Guest
(Expert) 30 June 2011
yes kindly follow the advice of mr. dhingra
