Regarding certified copy of deed.

SOMEN GHOSH (Querist) 22 August 2015 This query is : Resolved
Sir/Madam,
i have certified copy of deed of our ancestral property.i want to take loan from bank but they asked me to produce the original deed.property is in the name of my grandfather(died)then his only son my father{died)afterthat my mother also died.the property was purchased in 1980 & the certified copy executed from department in 1988.the municipal tax is paid throughly from starting i.e. in the name of grandfather,father,mother. Sir please advise me that what can i do to get loan from bank on this documents.
yours,
SOMEN GHOSH
Gaya(Bihar)

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Guest (Expert) 22 August 2015
Certified Copy of Document Could be Obtained From Registrar Office By Any One and Every One.You Should Appoint A Local Good Advocate to Complete the Formalities and Procedures of Lost Document Like Filing Police Complaint For Missing Document and Getting the FIR for the same and News Paper Advt For Missing Documents And Filing the Same in Court.Court after Verification with Relevant authorities which would Take at Least 3 months would Declare the Originals As Lost and Null and Void and the Court will Endorse in the Certified Copies which you have As Original with Court Seal.Appoint your Local Good Advocate at Once.

Guest (Expert) 22 August 2015
Simultaneously you should also Provide the Legal Heir Certificate and the Succession Certificate from the Period of your Grand Father's Demise Till date To Confirm your Rights .Consult your Local good Advocate

Rajendra K Goyal (Expert) 22 August 2015
Where are the original documents?

Bank is justified in asking the original documents before sanctioning loan while mortgaging the property.

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