Credit Card issues and legal Notices
Anki Reddy
(Querist) 20 January 2010
This query is : Resolved
Sir,
I have lost my credit card long time ago (23-Jan-2004) which was issued by Standard Chartered, just after I lost the card I have submitted my requisition to block the card on 24-january-2004 and which was duly acknowledged by the Standard Chartered bank personnel.
But after 6 years I have received a legal notice showing that I am defaulter for some amount which was not used by me at all.
When I have contacted the customer care the say the card was in used till October, 2004 so please guide me on how to proceed further.
Please find the attachments of scanned copy of the letter submitted to the Standard Chartered and their legal notice to me.
An early response would be highly help full to me.
Thanking you,
Anki Reddy
Cell: +91-90000 81513
N RAMESH.
(Expert) 20 January 2010
Issue a reply to the Bank stating you are not responsible for the illegal use and consequently you are not liable to pay the dues.
In any case, it is time barred claim which is not enforceable.
Guest
(Expert) 20 January 2010
For more information and help visit www.airyourlegalqueries.com
Anki Reddy
(Querist) 20 January 2010
Thank you sir for a quick response,
Can I have you contact details so that I can speak with you. I once again request you to go thru the attached files for the response. The Standard Chartered Bank people are harassing me via phones and also thru legal notices ( attached in this mail), I am planning to file a CASE against Standard Chartered, please advise on this sir, an early response would be help full to me.
Regards,
Anki Reddy
90000 81513
Anki Reddy
(Querist) 20 January 2010
Sir, what is the time limit for them to claims..becasue I ahve lost my credit card 6.5 yaers ago and I ahve informed them by then only, but now they ahve unncesarily troubling me...for the things which I ahve never used for...
can you please respond to me / call me at 90000 81513 sir...or if you provide your tel no I can call you
regards
Anki Reddy
Sukhija
(Expert) 21 January 2010
I agree with expert Ramesh.
