Forgery of sign insurance documents,violet irda guidelines

Querist : Anonymous (Querist) 21 June 2025 This query is : Resolved
Complain against as well as PNB Housing Finance Limited and Bajaj Allianze General Insurance company for Forgery of signature of Applicant, Mis selling of Insurance Policy, Manipulating the Insurance Application Form , mis interpreting about the General Insurance policy including Accidental Death Coverage , Health Insurance with critical illness benefit, OPD benefit of 60 Lakhs and suffering heavy monetary losses, Losses of House , mental harassment, coverage of myself and my spouse and violating IRDA Guidelines several times not to deliver Original HARD Copy, without any Phone verification . An Award being passed by Insurance Ombudsman in which Bajaj Allianze General Insurance company clearly signified that they were doing that insurance upon the documents supplied by PNB Housing Finance Limited

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This discussion addresses the alleged forgery of insurance documents, mis-selling of policies, and manipulation of application forms by PNB Housing Finance Limited and Bajaj Allianz General Insurance. The complainant highlights significant financial losses, mental harassment, and violations of IRDA guidelines, including not receiving original hard copies and lacking phone verification. An Insurance Ombudsman award indicated Bajaj Allianz acted on documents provided by PNB Housing Finance. Advice suggests pursuing legal action through consumer commissions or civil courts with the help of an experienced lawyer.

T. Kalaiselvan, Advocate (Expert) 21 June 2025
If you are aggrieved by the way the insurance policy was fraudulently issued the policy you can either approach consumer commission or civil court for damages against the company.
You may discuss with an experienced lawyer in the local and proceed as suggested.

Dr. J C Vashista (Expert) 22 June 2025
You have made facts of the post as a poem, which cannot be understood in its right prospect, at least to me.
It is better to consult and engage a local prudent lawyer for proper appreciation of facts, professional advise and necessary proceeding.

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