Fake documents n.a certificate & illegal construction
Guest
(Querist) 17 June 2016
This query is : Resolved
I Had purchase Flat in Dombivali in Grampanchayat Area.Details as per below -
Area - 580 Sq Ft. (Built up)
Floor - 1st Flr
Building total Floor - Ground + 4
Flat booked in yr 2011 & Construction completed in yr 2014
1) At the time of booking builder said this project is approved by leading nationalised bank (Bank of Maharashtra), hence I booked my flat in yr 2011 by paying booking amount Rs. 5,00,000/- & later on after six month when I approached to the bank for loan, bank manager refused to accept my file because of following reasons -
1) Fake N.A. certificate (which was not issued by collector office
2) Builder have constructed 4th floor + ground floor which is illegal because plan was approved by Grampanchayat for only G + 3. (in ground floor stilt parking + three floor)
later on because of this issue even co-operative banks also not ready to provide loan for this project. govt also restricted to all banks to provide loan in this area & also for registration.
later on all builders somehow managed to get loan from private finance co. etc (at higher rate of interest 13 - 14%). I also taken loan from private finance co at 14% interest and paid balance amount to the builder. now builder is asking for extra money for delay in payment otherwise he is not ready to give possession. because of this issue builder have taken 4 yrs to complete project & give possession.
later on builder have obtained temporary N.A certificate from collector office.
Please advice.
advocatepassy@gmail.com 971794
(Expert) 18 June 2016
Builder is definitely cheating you. File an FIR against him for cheating, forgery and criminal conspiracy
