Cheque Deposit

Querist : Anonymous (Querist) 18 December 2009 This query is : Resolved
Dear Sirs,
I got a car financed by a finance company and they post dated cheques {i:e 15th} of every month and promised me the cheque will be deposited on 15th of every month and on next day {i:e 16th}. In meantime I used arrange funds and deposit it in my bank on 16th of every month. But except two instalments the other cheque given by me started coming to my bank on 15th it self and got returned.My finance Company now is Charging for Cheque Bounce Charges and other extra Charges.As well my Reputation in my bank is also got spoiled.

Please give Solution and advice whether I can go to Consumer Court or High Court for my Mental agony.

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