Builder asking money for mortgage loan & transfer fee for gift deed

Davinder Singh (Querist) 18 November 2015 This query is : Open
My grandfather gifted me a redeveloped flat (redeveloped agreement between builder & Grandfather) and now I want mortgage loan against this property

Is it necessary to pay the amount to builder to get the NOC for mortgage loan? Normally builders charge only for transfer fees for sale of flat and in my case I got this flat as gift. Do I need to pay the transfer fees also? and charges for the NOC to get the mortgage loan?
what is the procedure to deal with builder

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