Pf & esi audit check list

Hi, can anybody help me to provide draft audit check list for PF & ESI audit check list

Kshemanidhi checklist for audit

Hi, can anybody help me to draft check list for audit of Kshemanidhi in kerala

Challenge the election of residents welfare association

Sir, Can i challenge the election conducted for electing the President, Vice President, Gen Sect,etc. of my colony which also got registered subsequently. I being the resident of the same colony i was neither informed regarding the said elections to participate nor invited to any the meetings held subsequently held. Now the said colony welfare association(registered) is trying to impose conditions which are unjustified.

Queries

1)Decisions made by the said colony board are binding on me ?
2) can i challenge the elections as i was not informed of the said elections.
3) Kindly provide me with noted judgments of the above situation.

Thanks.

Query on ots issues with bank...

Dear Sir,
Its relating to a company we have been doing business since 2002, unfortunately the business turned down in the year 2013 due to market conditions and currency fluctuation and the account went NPA after lot of communications and clarifications our bank did approve OTS scheme of which it was agreed to pay the settled liability in 2 installment (i.e) 14.81% Upfront on 31/10/2014, 44% first installment by 25/12/2014 and 41.19% final installment (i.e) by 25/03/2015. we have cleared upfront payment and first installment, now going through liquidity pressures we are unable to arrange the final installment and hence requested in writing to bank for extension in time till 30-June-2015, for which we have received a letter stating that if we do not pay the final installment on time the amount paid till date will be adjusted against interest and total amount outstanding before OTS will be recovered by moving ahead in court. we are confident to close the liability by 30-June-2015. Please advice our stand and consequences. What can be done and how.
Regards,
Yogesh.

Bank aaccount opened for minors now charges lieved in accounts

Dear Sir,

I had opened a an account with Kotak Mahindra Bank. When the RM convinced to open he didn't inform us about the hidden clauses and made us sign few documents which was not possible to read all of them, but few I just ran through. But now after few months of opening they kept on charging AQB charges. When checked they are saying that you have signed a form where the minors will be charged if not maintained avg. balance of 5k or the parents account should be above avg. ( i.e parents avg. + minors avg). So now we are in trap because all those information earlier given by Kotak staffs were all false and the trust turned to stabbing. They informed us it is free from maintainance charges and is zero balance account. We feel cheated but because of this form which we signed we are been trapped. And even the balances which we had in our kids account is been in nagetive balance as every month they are dedicating this charges we had open in good faith and to save something for our children but this is what happens when we open an bank account with bank might well we chould have invested in some other thing rather than loosing our hard earned money by opening a bank account. Request you to help us and guide to have we can justify our innocence were we where not at all aware of what the bank norms were because all told to us was wrong a vide. Kindly help to how we can take this forward with RBI so that this may not be targeted to other familes like we fell into the trap.

Regards
Biju Vakkachan
9929323370

Cheated by person in government job activity

dear ,
kindly suggest me what to do, if one of my friends cheated me on helping In Government job , he told me he have some source and circle who conducting govern job activity in different sectors if you need this then you have to pay some amount against this .
so for this i given 30 thousand rupees , but after that nothing was happen and now they deny to refund my money and not picking my call as well .
i know the person detail and where he is living with family and where he working.
i also have proof of audio recording and cheque detail , cash deposit slip and more.


kindly suggest me should i log FIR to my nearest police station or what to do????

Sunit
sunitrock@yahoo.com

Reg power of attorney

sir we have given power to a finance guy for our house document worth 80 lakhs, to get 3 lakhs from him . we have registered the power, after an year we found that he is tryin to cheat , when we put EC and saw he has put an sale deed using the power.after that we have cancelled the power of attorney.
now he has filed a case in the court, how to protect our property.The finance guy has put an sale agreement for 25 Lacs and has stated that he has received Rs 50,000 as advance and the sale has to be done within a year.what are the chances for us to defend and win the case? For 3 Lacs we cant afford to lose our hard earned savings ! is there way to secure it? The finance guy has our original document.Please help

Appeal agianst maintenance order u/s 24

Mental illness (schizophrenia) and annullment

1. I am married in month of Feb, 2014 and It was an arranged marriage.
2. After marriage I noticed her abnormal and erratic behavior of my wife.
3. I informed their parents and mediators from their side along-with my uncle about the same followed by audio recording of entire meeting. In which they admitted that she is having mental illness since 4 yrs and we should disclose about her illness at the time of marriage negotiations. The mistake is accepted by her parents.
4. They convinced that it is a minor problem (simple anxiety or minor depression) and will be get cured by treatment.
5. So, I started her treatment with private hospital. During treatment the psychiatrist diagnose that my wife is suffering from Chronic Schizophrenia which is not curable and also Govt Hospital issued the certificate for the same.
6. She was not interested in coming out of the house, and not even like to go out for a movie, temple or any relatives or friends place. Very suspicious in nature and with suicidal tendencies.
7. This went on till 2nd month of the marriage, I was restless seeing this behavior, some times she looked normal she does her work but some time very dizzy, sometimes not allowing me to slip till 3 am due to her condition, called me during office time very often as she is not feeling well etc.
8. when she sits on a chair she swings her body front and back moving her legs all the time and she moves her eyes balls left and right upwards, if you see it looks little scary. Involuntary body movements like jaw movement and shoulders movement.
9. Mental torcher I faced during the 2.5 months of my marriage it was like hell. So I discussed with my elders and decided to send her to their parents’ home as I can't take any more, not able to concentrate at work restlessness, many sleepless nights.
10. After that I filed a petition U/S 12 (1) (b) and my wife filed a petition of RCR on me.
11. I have a lot of evidence like her medical prescriptions before marriage and after marriage (few of them are forged by them to conceal her actual disease); certificate mentioning her disease issued by govt hospital; audio recording in which they admitted their mistake/sin and requested not to take any extreme action.
12. In their RCR petition they falsely mentioned that the parents of my wife informed me about her illness before marriage.
Query 1: Please let me know that can I file other criminal petitions against them like U/S 420 or 417; forgery U/S 468, perjury and defamation etc. and will they get punishment in this type of cases. And what will be the punishment for them.
Query 2: Before marriage I went to watch movie with her twice and now they insisted that why dont you analyze the girls behavior that time?, In my view, it is a internal disease and cannot analyze and suspect this type of disease by meeting 2-3 times. So whether it will affect my case.
Please suggest.

Regarding issuing notice prior to purchase of flat.

Dear respected experts,

I want to know if a person purchasing property can himself insert a public notice investigating the title of the property he is going to purchase or it Will have legal sanctity only if it is done by a lawyer.

Thanks in advance.