Thampi
23 June 2010 at 20:09
I availed a personal loan from a pvt bank three years ago for a period of 48 months. I currently have 10 more installments left and do not have any arrears till date. Recently I happen to notice in my loan account statement that the bank has been charging cheque bounce charges for certain months. My repayment is facilitated through auto debit from my savings account with the same bank(and i use this account for my loan repayment only).I checked my savings account statement and found that there was sufficient fund in my account on the same date when the PL has charged me with penalty for Cheque bounce. The same thing had happened once earlier and i notified the bank and got it fixed after continuous follow ups. This time I am disgusted and would like to pre close the loan only because of the substandard service. I am not willing to pay the closure charges as the poor service from the bank's side is forcing me to close it. I am planning intimate the bank authorities regarding my decision and issue a directive for stop payment for savings account. Is this demand of mine compliant with our laws ?
Anonymous
23 June 2010 at 18:20
Dear Sir,
One of our Customer had issued a Cheque for Rs.5,00,000/- which was dated 20/06/2011. The same was presented into Bank but upon verification in the Net Banking, we see that the Customer has given Stop payment against our Cheque.
In this regard, I would like to know the consequences wherein the Stop payment can be given and what are the options available for me to approach the Legal Cell for justice.
Kindly advise me.
regards,
Murthy.S.N
Chitra
23 June 2010 at 14:20
Can anybody explain what does Compounding of Offences mean??? And how does it relate to delay in filing e-form 2???
Chitra
23 June 2010 at 14:17
Suppose if a company has received application money and has alloted shares to 10 individual / company in 2007 and 2008 and has not yet filed e-form 2,can anybody explain what is the procedure to rectify the mistake as on today???
tusharcosmic
23 June 2010 at 02:13
An unregistered proprietorship firm in India is legal or not ?
Anonymous
22 June 2010 at 21:49
Dear experts,
Please detail me in brief the latest amendments or developments in Corporate Laws, Antitrust/Competition Laws in India, if any.
Thanks in advance.
Rakesh Kumar
21 June 2010 at 10:15
Dear Members,
Plz. clarify,can Pvt. Ltd. company can holds its board meeting as well as EGM outside India.
Thanks & Regards
Anonymous
20 June 2010 at 04:06
Can existing partner sell off partnership company's property without informing legal heirs of the deceased partner.
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Contract Act
Dear All,
if any person pay half amount for purchase of a house and before making full payment and registry the house was burnt now what will be legal consequence.