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dinesh   20 January 2014 at 22:27

Stan chart bank must pay compensation

I had applied for draft of Rs 150000 on 27 sep 2013 request on hotline are taken with assurance of deliver with in 7 working days

After 15 days of not getting same i again called up for the same,i am surprised that they said sorry sir we cannot process the same as you had utilised the amount from your credit shell,i asked them that than why had you taken such request she told me that we are sorry and now i can take a fresh request for rs 85000 whic is balance on your card and you will get same with in 7 working days

Agian after more than 10 days when i didnt got the same and no return call from your bank i enquire the same and this time i didnt got any surprise because i understand your intention is not to refund the amount as your get my money intrest free than also this time i made request for rs 50,000 with same condition.

This is also not happen,
I got 2 call from your office after so much of harrashment and complain to you online as well as on phone calls.

first time she confirm that you will get amount and please do not use the card meanwhile from that day i didnt use the card till amount received.

on her 2nd call she appoligies and she told me to call back and reconfirm till evening only but non of call received after that call.

You are using our money from last 27 sep 2013 and we are losing interest for the same.
when the first time your officer name vimal genrate complain no and i got text on my mobile too, they dispatch draft of rs 85000 via blue dart courier which was return as they don't have any phone no on that envelop

again i called up and complain for the same finally its reaches to my office and clear in my a/c after 45 days.

I had give order on 27 sep, than after 7 days she took offline request and again on 15 oct on hotline for rs 85000 no.

you know very well how stupidly your banks software and staff and greviance cell is working , i have no concern as what kind of operational thing to be used to maintain international standard.

my issue is that the bank should pay intrest @3.46% for 30 days for rs 150,000/-
from the date of request taken as if in any case we didnt make such payment we have charged higher amount of penalties ,service tax and intrest shuold you bank appoligies in this way only please reply with this issue only and this time do not reply after 30 days as if we didnt pay intrest on time you charged again intrest on intrest for the same amount so they same process to done in my case and Stan bank has to pay all amount as they charged to their customer for non payment on time.



Please reply all this urgently to take further action.hope this time i get assure best service by replying fast.

Deepak   19 January 2014 at 09:29

Banker right of lien

Ques: A is having a Car loan account in bank in which his brother 'B' is guarantor giving only personal guaranty. 'B' brother of 'A' is also having an agricultural CC limit in same bank. Now he want to discharge his CC limit account in which he has deposited title deed. B is claiming title deed, Can bank exercise right of lien by holding title deed for recovering amount for car loan account of his brother A which is declared NPA. Plz reply with relevant Judgments?

Lakshmi   18 January 2014 at 19:53

Fema

sir

can a company be registered by a nri as an indian company? can inward remitance be brought as capital ?
is there any procedures to be filed with rbi under fema act

can i know the procedure for starting a company by nri in india. is there any special for to be filed in ROC ?

RACHIT   18 January 2014 at 18:33

Benefits regarding conversion of patnership firm

What are the benefits of converting the partnership firm into private company and then to public company instead of directly converting patnership firm to public company?

P.S - our partnership firm is converted to private company first and then after 5 days it is converted into public company .
we ask this to many experts but no satisfactory answer came. Please elaborate your explaination and the benefits especially in terms of taxation and registration fees.

Sandeep Kumar Varshney   18 January 2014 at 13:40

How to open a school upto 8th class

Hello,

I want to start a school from nursery to 8th class in my village.
kindly tell me the procedure to start it.

thanks & regards
sandeep
Email: sandeepkvarshney@gmail.com

Nitesh kumar jain   17 January 2014 at 19:05

Food safety and standard authiroty of india

Please help me out regarding licensing in FSSAI (for Manufacturer and importer) and Compliances as well and also about renewal of the same??

Er.SUNIL VASUDEVAN. M.Tech, LL   17 January 2014 at 08:04

Partnership firm

Can the individual experience of partners be considered as the experience of the partnership firm while applying for pre-qualification of a contract ?

Rocky02   16 January 2014 at 16:11

Education loan deal with private bank

Hi Friends,
i m finished my B.tech degree in 2011 with the help of education loan in "Dhanalakshmi Bank".
i was get the loan amount 2,25,000 (from 2007-2011) and the interest percentage is 14%.
till now i was paid the 1,50,000 only interest .
My current situation not get good job and my family background also very poor.
My bankside is given so many pressure and they make call and giving torcher and black miled me file to a case in "CIBIL"

currently my total amount=3,50,000.
is any other solution to solve the bank loan problem with lower amount ? if i m go on "LOKAUTHA " its possible me resolved ah?plz Guide me friends.

P.C. Joshi   16 January 2014 at 11:41

Personal loan


Dear Friends,


A has to give a cash loan of Rs 35,000/- each to three of his relatives for personal use. Please advice what legal documents should A get signed from the three.Whether a duly signed receipt acknowledging the debt and commitment to payback the same on demand is sufficient Or a promissory note/unsecured loan should be executed and signed by them.

Please advice.

Thanks

P.C. Joshi

Regards,

Er.SUNIL VASUDEVAN. M.Tech, LL   16 January 2014 at 07:58

Partnership firm

Can the individual experience of partners of a firm can be considered as the experience of the firm when applying for per-qualification of a construction contract?
Thank You