mohan
11 July 2015 at 01:53
I have repaid my education loan with sbi under NPA Status. But it is still showing as WRITTEN-OFF in my CIBIL Report. I currently have two more house building loans which i am paying properly and has no issues with them and filing ITR properly with an income as shown Rs 311000/-. But as my CIBIL score is 560 i failed to get a credit card. My questions are :
1. How can i solve my WRITTEN-OFF status to "Closed with Nil Dues" with SBI?
2. How can i get a minimum balance credit card against a fixed deposit?
I deal in IT Services business so i need to buy online regularly and my debit cards are not supported by all online purchase mediums, they need a credit card. So, how can I convince my banker "bank of india" and "icici bank" to give me a credit card against a fixed deposit?
3. Should i approach ombudsman for a solution with SBI as i have repaid their loan under a settlement as suggested by them which may now hurt my cibil score. Can SBI still do anything so my loan status comes as closed with no dues, if so what are they and what i need to do?
kirtisingh
10 July 2015 at 20:46
I have applied in an all india level exam in 2013,when delhi jat has only state level reservation of obc,i marked my category as obc ,while filling the form and interviews of the said examination were conducted in december 2014 ,so at that tym we got the centralised obc certificate made ,as jats got central obc status in march2014, and during verification of documents in interview dey have submitted my obc central level certificate and said dat it is valid,as it is mentioned clearly in their advertisement notification dat central level obc certificate dated before interview date is acceptable,and it is no where mentioned about obc status of central level at the time of filling applicatn form,...and in final result i got d appointment ,so sir my questn is that if the examining authority does not hve any problem in dat obc certificate ,will dey refuse appointment to me ,and the final result was declared in jan2015,i.e before sc has quashed obc reservatn for jats...plz clarify dat whether appointed authority will hve any problem in it,bcoz dey will again verify documents before issuing joining letter,so sir or will dey raise any objection about ??
kirtisingh
10 July 2015 at 20:43
I have applied in an all india level exam in 2013,when delhi jat has only state level reservation of obc,i marked my category as obc ,while filling the form and interviews of the said examination were conducted in december 2014 ,so at that tym we got the centralised obc certificate made ,as jats got central obc status in march2014, and during verification of documents in interview dey have submitted my obc central level certificate and said dat it is valid,as it is mentioned clearly in their advertisement notification dat central level obc certificate dated before interview date is acceptable,and it is no where mentioned about obc status of central level at the time of filling applicatn form,...and in final result i got d appointment ,so sir my questn is that if the examining authority does not hve any problem in dat obc certificate ,will dey refuse appointment to me ,and the final result was declared in jan2015,i.e before sc has quashed obc reservatn for jats...plz clarify dat whether appointed authority will hve any problem in it,bcoz dey will again verify documents before issuing joining letter,so sir or will dey raise any objection about ??
Anonymous
09 July 2015 at 15:05
Sir recently in Bihar my caste(tanti) get included into sc category, earlier it was in obc category. So, can I apply in sc category in forth coming examinations of ibps and ssc? I am confused becz it was done by state govt. But in central list my caste is still in obc category.
jose abraham
07 July 2015 at 17:25
It is informed that we had taken a total amount of Rs 2,40,000/ as education loan from UBI Kannur branch under EWS scheme since the year 2010-11 to 2012-13 ie. @ Rs 80,000/- as one installment per year. My daughter was completed her degree course as B tech by Jun 2013. In view of the completion of moratorium period by Jun 2014, I had approached your branch and fixed Rs 4205/- pm as equal monthly installment for 7 years for re-payment of the loan amount of Rs 2,40,000/- which is outstanding at the end of moratorium period.
Now the has issued and notice asked me/ my daughter to pay Rs 25,207.89 as interest accrued since Jan 2015 onwards . It is not understood, because I have paid all the interest due from Jul 2014 to till date @ Rs 4205/- pm as EMI fixed at the end of moratorium period which was agreed to pay.
On approaching the UBI Kannur branch manager, he said that the outstanding amount was the interest accrued during moratorium period .
Kindly advise me further action
Jitender
06 July 2015 at 16:04
MY and three friends want to start partisanship firm at Vijay Enclave 110045
so, please suggest me about
a. where i should register firm and form 1A?
b. What is the procedure ?
Sudarshan Dilip Chouki
06 July 2015 at 12:26
sir,
My Name has enrolled in My Relatives Ration card thereby I Need a Affidavit Format Containing that i Belong to this Address and my Relative Takes the Responsibility of my.
This Affidavit i have to Submit at niversity of Mumbai for the purpose of M.com Admission.
so any how any Expert can help me regarding it so Please Kindly send me the link or Any Format of Affidavit Soon.
arun
06 July 2015 at 03:46
Sir our neighbors have fired a case in the name of my family including me relating to land and fighting . at that time I'm 17 yr old . sir my question is will it posed a problem in my career while taking govt. Job and UPSC
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