Anonymous
27 July 2024 at 14:01
I had a home loan account with a top-up at 9.4% and 11.6% respectively with UCO Bank. The rate of interest was much higher than normal, so I applied for a loan with Canara Bank, which took over the loan at 8.3%. During the whole process, I didn't inform my previous bank because I had all the documents with me except the List of Documents (LoD). I received the LoD with a letter in one day stating it was for my personal use. Once the loan was disbursed, all the outstanding amounts were paid to the loan account. I approached UCO Bank and explained the full and final settlement. The branch manager behaved very rudely with me, said some unethical words, and told me that if he had known this earlier, he would not have provided the LoD in one day but would have taken 10-15 days. When I asked about the deed and all, he said I was not required and that I could authorize someone or they could give it to the co-applicant. He rejected my application for a No Due Certificate and the deed. I took a letter from Canara Bank where their manager stated to please hand over the documents to the Canara Bank official as they have taken over the loan. The UCO Bank manager didn't accept that and threw the letter. After all this incident, I raised a complaint to UCO Bank's head office via mail and stated about the misbehavior and not providing me with the NOC, deed, and all. I also wrote to close my account and hand over my documents to a Canara official or my father because I would not be available to collect them. The next day they called my father, whom they know, and closed my account but did not hand over the No Due Certificate. For the deed, they started telling that they would hand it only to the owner. When discussed about the authorization letter, they said they would check and inform. It's been a week and I have not received my documents from the bank. I was on leave for three weeks during which I did the loan transfer. Now I am not in my hometown. I am in Chennai and they are not telling anything nor accepting any letter. What should I do? Canara Bank sent an email and letter to UCO Bank about the documents and they are not receiving or replying to it.
Vikas Kumar Singh
27 July 2024 at 00:10
Its been weeks since I have not received my original deed from the bank even after paying all the outstanding.
My Loan is in Kolkata and I stay in Chennai for my work. I cannot visit kolkata too soon
I authorize my father to collect all the documemts from the bank. However, the letter was not acxepted by the bank nor they afe communicating me or sending my deed to my address
What should I do?
Anonymous
26 July 2024 at 12:07
Dear Expert, we are taking office on lease for 3 years in Mumbai whose owners are Father (80 Years) & Son ( Lives in Canada ), since the one of the Owner is not in India can we get the registered agreement done with the Father alone, please advise
Anonymous
23 July 2024 at 07:16
Hi
I Need to know that whether the special power of attorney from Saudi will be taken in a white paper also or or I Hv to take in stamped papers only .please reply me ,thankyou.
Anonymous
23 July 2024 at 07:14
Hi
I Need to know that whether the special power of attorney from Saudi will be taken in a white paper also or or I Hv to take in stamped papers only .please reply me ,thankyou.
Anonymous
16 July 2024 at 13:59
Hello ,
I m neelu aggarwal.vikasnagar.
My father in law expired.his bank accounts opened in uttarakhand Garmin
Bank, vikasnagar.Now my husband claim for amount of FD . bank say no mention any nomination and do not show any Paper now we ask I have any rights to show my FD paper and when in case of no nomination we have compalsary deposit two surites with their assets amount ??yes and no
Thank you
.
Mahendra Max
06 July 2024 at 08:32
Sir i am resident of delhi having SC certificate issued by delhi authority and accordingly working in government department being selected from SC category. My question is that my hometown is Rajasthan, I want to get the benefit of reservation from Rajasthan also so can i apply for another SC certificate from Rajasthan government while surrender the earlier Delhi SC certificate. Pls do advise.
singhmonika
05 July 2024 at 14:07
kindly provide me format to reference petition under section 64 of Right to Fair Compensation and transparency in land Acquisition , Rehabilition and resettlement Act,2013
Anonymous
03 July 2024 at 11:11
Hello,
We registered a Release deed and in its Index-2, instead of commercial the point 4 details mentions 'Sadanika' in Marathi which translates to flat. Also, its location in is misspelled in Marathi.
I asked the sub-registrar and he said you can fix it by registering a rectification/correction deed and paying 500rs stamp duty and 100rs registration.
There are no errors in the actual Release Deed and the property is correctly mentioned as a commercial unit.
Does this require a rectification deed if we want to sell this property?
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