Motor vehicle insurance

vaibhav jain (Querist) 25 April 2022 This query is : Resolved
it is necessary to take car insurance covering drivers risk.? when independent driver is employed for driving.? what difference does it make when the owner of car, is himself a driver.? It is mandatory for him to take car insurance covering drivers risk? what is the trend of courts in this regard.? has there been any demarcation.? please answer. A Few judgements would be of great help.

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This discussion explores the necessity of motor insurance that specifically covers driver risk, particularly when an independent driver is employed or when the owner is driving. It questions whether this cover is mandatory and seeks clarification on court trends and precedents in this area. The context includes a scenario where a driver died in an accident with an expired policy, raising questions about the insurance company's liability and the need for additional premiums for driver risk coverage.

Dr J C Vashista (Expert) 26 April 2022
What are the facts for question paper ?

P. Venu (Expert) 28 April 2022
What are the facts? What is the context?

vaibhav jain (Querist) 29 April 2022
the driver died of an accident insurance policy expired, my point is additional premium has to paid for covering drivers risk, is insurance company liable? question was in that context.

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