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Insurence claim repudiate by ins. co.

(Querist) 29 April 2008 This query is : Resolved 
My commercial vehicle was hit from the back side by a another vehicle.Resultly its engine & body etc. got damaged in this incident.Insurence co. allowed my claim qua the body loss but disallowed my engine loss Rs. 40000/- by saying that co. is never responsible for any loss in engine.Are they right in saying this?plz send me some case law in which engine loss has allowed by co. in a vehicular accident case..Thanx
H. S. Thukral (Expert) 29 April 2008
An insurance contract is a contract like any other contract and parties are bound by it. Please look it in terms of the insurance contract to seek answer to your query. I would cite a case of Delhi HC which you can go through for a correct assessment of your case
Vishan Narain vs. Oriental Insurance
2002(97)DLT 225
Dhrumil (Expert) 30 April 2008
I agree with Mr. Harbhajan.
Srinivas.B.S.S.T (Expert) 26 July 2008
We have to see the conditions of contract as my friend said.

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