regarding the bank

This query is : Resolved 
 

(Querist)
18 April 2009

HELLO
ALL RESPECTED EXPERTS,
MY CLIENT HAVING THE BANK ACCOUNT IN THE ICICI BANK IN THE JAMNAGAR AS MR X IN THE SAME WAY THERE IS ANOTHER BANK ACCOUNT IN THE DELHI IN THE SAME BANK OF THE OTHER FELLOW AS SAME NAME AS X [ THE NAME OF THE ACCOUNT HOLDER OF JAMNAGAR AND THE DELHI ARE SAME] NOW QUESTION ARISE THAT MR X WHO LIVES IN THE DELHI BORROWED LOAN FROM THE BANK OF THE DELHI THE ACCOUNT HOLDER WHEN WENT TO WITHDRAW THE MONEY FROM THE BANK HE WAS INSTRUCTED THAT THE HIS BANK ACCOUNT IS BREEZED BECAUSE NON PAYMENT OF THE LOAN SO JAMNGAR BASED MR X DENIED AND COMMUNICATED TO THE ALL CONCERNED PERSONS TO UNFREEZE THE ACCOUNT BY THE EMAIL THAT NOT TAKEN THE LOAN BUT AFTER THE GIVING THE EMAIL THEN ALSO BANK WITHDRAW ALL THE AMOUNT FROM THE SALARY ACCOUNT AND DUE TO THIS REASON TWO CHEQUES GIVEN TO THE PARTY DISHONORED OF THE JAMNAGAR BASED MR X SO HE LODGED THE COMPLAINT IN THE CONSUMER COURT STATING THAT AFTER THE INTIMATION OF NO ANY KIND OF THE LOAN HOW BANK RECOVER THE SAID AMOUNT OF OTHER PERSON'S ACCOUNT MEANWHILE BANK REDEPOSITED THE AMOUNT WHICH WAS WITHDRAW ED BY IT.NOW WHICH KIND OF THE JUDGMENT I HAVE TO PRODUCE FOR THE DEFICIENCY OR FOR THE LOSS OF PRESTIGE OR OTHER DAMAGES PLS INFORM THANKS



Y V Vishweshwar Rao (Expert)
20 April 2009

It is admitted by the Bank that there is mistake and redeposited the amount . The same is sufficient to show negligence on the part of the bank, it is deficiency and no verification who availed the loan and wrong withdrawal & freezing of X Zamshadpur account . These all enable you to prove your claim

with regards !


n.k.sarin (Expert)
20 April 2009

Mr prakash, it is a case of gross negligencies and deficiency of service on the part of bank.you can ask your bank to issue account statement for the said period, produce same in the court as evidence and also collect the certified copy or detail of said dishonored cheque produced same before the court as evidence.you can get damages against loss incurred by you,harassment and damages for reputation and for inconvenience also.

PRAKASHCHANDRA MARU (Querist)
20 April 2009

Thanks to learned N K SARIN AND Y V RAO



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