Corporate Group Mediclaim Policy
Querist :
Anonymous
(Querist) 20 February 2011
This query is : Open
Fact : In one Pvt. Ltd co. had Group Mediclaim Policy due for renewal on 5th Oct,2010. But due to oversight co. couldn't able to renew it. In meantime co. got qoutation from another insurance co. which is very low compared to original renewal premium of old policy. After that Management decided to take GMP from new vendor, but by that time 23 days passed. During this 23 days time 3 employees mediclaim come. There is no terms regarding GMP in offer letter. Just company has announced that whoever completed one year will be eligible for GMP. GMP also just before one year only started.
My Querries are:
1). Can employee claim from Company for his claim?
2). Can Company liable for employees cliam?
3). Is there any possibility of legal case?
4). If company is ready to give some token of help than what should company has to get something in writing from employee. like ... employee can give in writing that I recd. so & so amt. and now I have no further claim against this issue in future. (I want some write up in legal point of view.)
