syed niaz ahmed shah
31 May 2012 at 23:36
i need to have a copy of AIR 1990 page 864
AIR 1992 page 232 in respect of Article 7 and its explanation and if there has been any modifications to limit the reference of dispute past, present and future.
Arul Kumar
31 May 2012 at 16:44
Dear Experts,
Can a practicing laywer be partner of partnership firm (other than legal firm)?
Kindly provide me with informaton with appropriate provisions.
Thanking you,
Arul K
Shruti
31 May 2012 at 15:18
Hi,
I am a freelance script writer working from home and my husband was a director in a pvt. ltd. company. Approx. 5 years ago my husband joined hands with a man to start off a business, for this business a loan was acquired from a bank and at that time my husband gave personal guarantee. We also mortgaged our flat in this process, I being a joint holder of the flat had to sign the mortgage papers. Now this account has been declared as NPA and I have learned even I am a personal guarantor (is this possible). I understand that the mortgaged property can be attached by the bank to recover the loan amount but what about other personal assets in my and my husband's name? Can they be attached by the bank? Also how can I be liable as personal guarantor if I am not a part of the company? Please help?
P.S. the house that I currently stay in is not morgaged to the bank but we have a home loan from the same bank(lender). And both, me and my husband are joint holders. Housing loan is in my husband's name.
Ravi Mittal
31 May 2012 at 14:24
Hi All,
We had applied for an internet payment gateway with HDFC Bank. However, they declined our request saying they do not support our category of business.
However, they have provided the gateway to a competitor with the same business model.
This looks like a clear case of bias.
What action can I take against HDFC Bank?
Regards,
Ravi Mittal
Dr C Suresh
30 May 2012 at 23:16
A Financial Institution did not file original Statement of Account in DRT and this point was bought to the attention during trial. However the Presiding officer allowed the claim without a marked statement of account.
We got confirmation from registrar of DRT that Applicant never filed statement of account. We have filed appeal in DRAT.
My question Sir is can this defect of not filing Statement of Account as marked exhibit be cured at appellate stage? The institution is asking for the case to be sent back. Is it possible to send back to DRT for curing this defect?
Thank you as always.
PUSHKAR AGARWAL
30 May 2012 at 19:15
RESPECTED MEMBERS,
I WANT TO KNOW WHAT ARE THE REQUIREMENTS ONE NEED TO FULFILL TO OPEN HOOKAH BAR IN KOLKATA AS ONE OF MY CLIENT IS INTERESTED IN THE SAME.ALSO TELL ME THE WHAT PERMISSION NEED TO BE TAKEN?KINDLY HELP
koteswara rao jonnalagadda
30 May 2012 at 01:31
TO,
ALL THE BANKING LAW EXPERTS.
RESPECTED SIR'S,
I HAVE TAKEN LOAN FROM ICICI-HYD A SUM OF RS13,50,000/-IN THE MONTH OF OCT-2008 BY HYPOTHICATING MY RESIDECIAL APARTMENT.
NOW MY AGE IS 56.
MY HEALTH IS NOT PERMITING TO CONTINUE THE LOAN DUE TO ILL HEALTH.UNDER THESE CERCUMASTANCES I COME TO A CONCLUSION TO SELL OFF THE SAME PROPERTY TO CLEAR THE BALANCE AMOUNT TO THE BANK.
I APPROACHED THE BANK LAST WEEK TO FIND OUT THE OUT STANDING.
TO MY SURPRISE THEY SAID THE BALANCE IS RS12,80,000/-, IT WAS A SHOCKING NEWS FOR ME AND IWAS BED WRIDEN BECAUSE TILL DATE I PAID RS7,80,000/-
IT SHOWS BANK IS ADJUSTING THE ENTIRE AMOUNT TOWARDS INTEREST.
MY LOAN SANCTIONED ON THE FOLLOWING TERMS.
PERIOD-15YEARS/180MONTHS.
INTEREST-16.25% EMI-RS19000/-
LOAN TYPE-RESIDENT INDIAN-HOME EQUITY LOAN.
KINDLY ADVISE ME HOWTO CLOSE THIS A/C BY MAKING PRINCIPAL AND INTEREST CORRECTION.THEY NEVER GIVEN ANY STATEMENT DURING THIS PERIOD OF 40 MONTHS OR THEY INDICATED ANY OUTSTANDING ETC.
Harmanpreet Singh
30 May 2012 at 00:38
Hello Sir / Madam ,
Compliments Of the day . I am a Software developer . I want to run my own company. but i have many questions in my mind that are given as follows
1) How to register a company ?
2) what are the basic requirements to register a company.
3) where to Go ?
4) how many employees are there in a starting company
5) what is the fees to register a company
6) Is is needed it show the place, where to start a new company or not ?
7) What are other requirements
please Give me answer as soon as possible . i will be thank full to you .
yours faithful
Harman Khurmi
JOTHIKUMARAN
29 May 2012 at 01:22
Dear Sir,
My Brother had taken a credit card from a national bank and paying the dues promptly without fail. Recently, he had received a post from the bank about the statement of his credit card due payments. Unfortunately, the company administration officer in his office has redirected the post back to the bank without his notice mentioning by his hand written that he is not working in the company.(My Brother had been working in the company for the past 2 years and he his in the senior management position - He is well known, hard working, sincere and friendly person in the office). Due to his growth in the organization, the secretary of the company is very jealous on him.
By gods grace he came to know this from his office collegue and he collected the post. If he had not received it, then the bank would have made my brother into legal problems.He would like to take legal action on his secretary for hiding & diverting the legal document.Please advise him about the process of filing a case or complaint on secretary.
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Appointment of director
Our Company is appointing a Additional Director to provide technical advisory on following terms and conditions:
1. He will not give advisory to any other Company except our company.
2. He will not start business in the same field after leaving our company upto 2 years (non compete agreement).
Can anybody provide me format of such agreement. Its Very urgent.
Thanks in advance
Regards