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Anonymous   07 June 2021 at 12:12

Eligbility of sureties to claim fds of deceased person

My mother expired due to COVID in september 2020. She had fixed deposits and savings accounts in SBI. Unfortunately she did not mention any nominee for the fixed deposits and savings accounts. As a legal heir, I filed an application along with all required documentation with the SBI in first week of January 2021. After about 4 months the branch informed (as per RBI guidelines, it seems) that the sureties mentioned in the application should be only residents of the town in which the SBI branch is located town and that they should have immovable assets equal or above the claimed amount.

I live in a different state. This is to request you to clarify whether it is mandatory that the sureties should be from the same town of the SBI branch in which I filed the claim or it can be from any where as long as they provide valid documentation. Your guidance is highly appreciated.

Anonymous   03 June 2021 at 22:13

Effect of repealment of an act

Madam/Sir,
Help me understand legal position with repealment of Acts.
Let's say there are 3 nos. of Acts, say, 'P' 'Q' & 'R', with P being the first one to be enacted.
When Act P was in force, Act Q was enacted which repealed Act P. Also after sometime,Act R was enacted which repealed Act Q.
Now, question is with repealment of Act Q(which repealed P) by Act R, Act P revives again to be in force along with R; OR only Act R remains in force ?
I wish to approach an authority, but under which act, I'm confused!
Regards

Sushil Shingote   03 June 2021 at 20:01

Society noc

I have transferred my home loan from one bank to other on February 2020 & then again I have transferred balance amount of home loan from other bank to another bank (3rd bank) now on March 2021. Since bank requires society NOC to transfer loan amount from bank to bank society have given me NOC on February 2020 but while transferring loan on March 2021 society chairman told me that, they cannot give NOC to same flat again & again and added that this is the last time we are giving you NOC. So the NOC which I provided to current home loan bank is provisional one & they are asking me for final NOC from society till then they cannot disburse balance amount of home loan.

Please advise what I can do in such situation?

Anonymous   01 June 2021 at 19:40

Bank insurance of 5 lakhs cover by dicgc

Sir,

I am a Sr.Citizen and need to know about DICGC COVER in order to save my hardearned money in the bank and would like to have clarifications on following:

1) One joint account in a bank which is covered by DICGC............
First Holder myself, second holder my wife and third holder my son on anyone or survivor.

I have opened FDs of 5 Lakhs each in single names i.e. myself, my wife and my son (5 X 3 = 15) and have different customer IDs for each one of us but one joint saving account.

3) I have opened one more set of FDs in joint names as follows :

a) 5 lakhs - My wife first holder, I am second holder and my son third holder
b) 5 Lakhs - I am first Holder, my wife second holder and my son third holder
c) 5 Lakhs - My son first holder, I am second holder and my wife third holder
( 5 X 3 = 15 Lakhs).

Now, the savings account is one, three customer IDs and total FDs are 30 Lakhs.

I would like to know as to whether all thirty lakhs are covered by DICGC.

RBI RULES ON DICGC is very confusing and not clear. Definition of different Rights and capacities and the examples given by them are not understood by me.

Grateful your guidance on above . At this age I do not have the capacity to take any risk as I am living is on interest no other source of income whatsoever. My FDs are maturing this month end and would like to take all precautions.

Thanks and regards
Roland Noronha








Anonymous   29 May 2021 at 20:11

Fraud by developer

We booked a plot with a developer with other people. All the money has been paid but no plot has been given so far in spite of of sending various speed post letters for the last 8 years.. Now all the people want to take collective action'

Please suggest

a) whether FIR can be filed by all collectively against the developer

b) To which court or authority all can approach collectively for filing a case for recovery of money from the developer with interest and compensation etc.

Showkath Ali   27 May 2021 at 08:38

Revenue court case filing regarding in karnataka

Dear Sir/Madam
I would like file a case in revenue court in karnataka for my revenue land which mutation is rejected due to agriculture labour certificate not submitted by Revenue inspector of the village in 2007-08, when i contacted to the tahsildar office they said file the case in AC/Revenue court, When I go to the https://rccms.kar.nic.in/Login.aspx website for online apply its not register (otp not coming petitioner/advocate)

Is any body help/suggest me on this to register the case in Revenue court in Karnataka
Thanks
S.Ali

Anonymous   25 May 2021 at 14:21

Water charges and consumable charges for unoccupied flats

One year back I have purchased a 3 BHK flat at Bangalore, I have not moved in to my new flat as still my interiors, painting are not done yet. 3 months back our residents welfare association was formed and they started monthly maintenance charges with fixed and variable charges, while fixed charges are for security house keeping, gardening AMC for lifts etc. divided on no of Flats.in the apartment & variable are for water ,genset diesel, STP Charged on Sft. basis of each flats

Our flats have no water meters as it was not provided by builder,

since march-2021 we started paying maintenance charges to the association, as I have not occupied my flat, and have requested the association not to include the water charges for my flat maintenance charges. but the association is insisting that the water charges cannot be waived off, as there is no water meter installed. so I need to pay the water charges,

Since the water charges are for the occupied flats who are using the water. They should share the water charges among themselves. how can I be charged the water charges which I have not consumed?

please advise is water charges are applicable on unoccupied flats since i am paying all other charges in the maintenance bill can water charges be excluded for my case.

H S Acharya   25 May 2021 at 11:46

Blackmailing

Dear Legal Experts,

We are involved in road Transportation services and our sub contractor is holding one no empty 40 ft containers insisting us to pay all his balance 20 percent payments of approx 12 lakhs in advance wirhout submission of final bills and original LRs saying we may not pay bal on time . We have sent notice for both criminal and civil action but even after one month he is not responding and still say we should clear all payments. Meanwhile cont detention liability has touched 7 lakhs. Under such circumstance Can we file FIR to take delivery of empty container . Frt bal against that particular cont tptn is only 30000 but he wants us to clear all other bills which were not due when he stopped delivery of empty cont ..He does not respond to ph calls ..can anybody advise on the matter ?

Balram Singh Rajput   24 May 2021 at 16:36

Is there any age limit for entrance/ of being a high court

Dear Sir, I was taken admission in LLB Class 1995 at the age of 36 years under PRS University Raipur Chhattisgarh, Due certain unavoidable circumstances I was unable to complete the course and going to complete LLB next year 2022.I wanted to practice in High Court of Chhattisgarh (Bilaspur).
I heard that Bar Concile conducts a entrance exam for High Court Advocate?

HAMZA CHECHATWALA   22 May 2021 at 12:21

Regarding unregistered society

Dear Experts,

I live in a 4 storey unregistered building in Thane, Maharashtra. The building is 35 years old now and need to be urgently repaired. However some of the flat owners are not willing to contribute to the repairing fund despite of regular reminders and meetings held for the said purpose. Even maintenance of some flat owners is pending for more than 7 to 8 years.

Need to understand what action can be taken against such flat owners who are not willing to contribute towards the repairing fund and defaulters for non payment of maintenance.