Raj Kumar Makkad's Expert Profile

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Avinash says : Education loan
Hi Sir, I have taken education loan on 2007-09 of 7 lacs.Initially i could not pay 1.6yrs due to i don't have job. I have stated repayment my loan from Dec 2010. till sept 2013 i could not pay 5-6 instalment but not in regular manner. In Sept 2013 my loan get NPA by Bank. I talked to Branch manager he said paid some lump sum amount then he will regularize my loan.I paid 50K in october he said i need to pay till date due amout. I will try to pay 50 in the startin of Feb. My question is what is terms and condition to reschedule the repayment teramd and EMI. 2nd most important query is regarding whether i will get the education loan interest subsidy or not though i have taken loan in 2007-09. Regards, Avinash Verma Mob No:- +91 9953585146

Pavan kumar says : Personal loan help
Sir, Iam pavan i live in chennai i took a personal loan of 2.5 lakhs before 6months i paid the emi for 4 months then my mother was admitted in hospital i spent around 6lakhs for her she was in ICU for 2months & now iam unable to pay the loan & my creditcard i dono what to do....iam the only one earning in my family ,i have a younger brother who is studying & my mom is also not well so i have manage all this with a monthly salary of 12k which iam unable to do anything right now can u tell me what should i do to escape from the bank people, iam getting scared were they'l file a complain with police on me pls suggest me what to do.

Pavan kumar says : Personal loan help
Sir, Iam pavan i live in chennai i took a personal loan of 2.5 lakhs before 6months i paid the emi for 4 months then my mother was admitted in hospital i spent around 6lakhs for her she was in ICU for 2months & now iam unable to pay the loan & my creditcard i dono what to do....iam the only one earning in my family ,i have a younger brother who is studying & my mom is also not well so i have manage all this with a monthly salary of 12k which iam unable to do anything right now can u tell me what should i do to escape from the bank people, iam getting scared were they'l file a complain with police on me pls suggest me what to do.

Pavan kumar says : Personal loan help
Sir, Iam pavan i live in chennai i took a personal loan of 2.5 lakhs before 6months i paid the emi for 4 months then my mother was admitted in hospital i spent around 6lakhs for her she was in ICU for 2months & now iam unable to pay the loan & my creditcard i dono what to do....iam the only one earning in my family ,i have a younger brother who is studying & my mom is also not well so i have manage all this with a monthly salary of 12k which iam unable to do anything right now can u tell me what should i do to escape from the bank people, iam getting scared were they'l file a complain with police on me pls suggest me what to do.

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