Raj Kumar Makkad's Expert Profile

Queries Replied : 44370

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Amol says : Transfer of Property from Mother to Son
Dear RKM, My mother has got a Flat in Mhada in Mumbai around 20 Yrs ago and the registration process was successfully completed as well. We stay in a different flat as a family. Now, we are looking to sell the flat from Mhada as I am married and looking to purchase a bigger flat in Mumbai itself. Hence we as a family decided that the Flat should be transferred to my name from my mother name as I have to go for Loan procedure and My mother is retired. So can you help me out, with the best possible way and the cheapest way for the same. I would be glad if you explain about the procedure and the cost which is going to get involved in transferring the flat. Regards, Amol H. HR Manager

debasish palchowdhury says : plz suggest me
Respected Sir, My divorce case is 2 yrs old,still pending.we have a girl child of 3 yrs age. NOW, wife is ready to take alimony but not intended to give divorce....is it possible? after 5th yr of my child can i claim custody as father under hindu guardianship act? plz advice what to do next Regards, Debasish

kumar says : education loan case
Dear sir/madam, I've taken education loan 3.8lakhs on Nov 2008 from INDIAN BANK. I did my B.E aeronautical engineering (2008-2012) but still i dint get any good job. I am working in a BPO industry for 12k salary. I don't have any family support because my father passed away when i was 12year kid. Now i am the one who is taking care of my family. So i am unable to pay my education loan even after completing my graduation. Recently i got a notice from INDIAN BANK that i should appear in court. On behalf of me my mother appeared in court and judge said to pay the education loan with in 6months. I don't have any source to pay the education loan of 3.8l within 6months and before getting any good job, Sir. Wat punishment i will get if i don't pay my education loan. I don't have any idea about wat action The bank and the court will take against me if i cant pay my education loan, Sir. Please give me ur valuable advice, Sir Thanks, Kumar

rishi says : please sir answer this
1. Sir i am from chhattisgarh.my family includes my father ,mother ,a brother sister1 ,sister2 and myself. 2. We had a property of 40 acres in village out of which out of which 25 acres is in my and my brothers name rest 15 acres lies in my father's name. 3.my father died in 2005 without making any will.according to law it must be divided among class 1 heirs.but even after my fathers dead the 15 acres are even now in my fathers names ,which means that legal distribution haven't took place. 4.after that in 2011 my brother died due to disease and his wife along with his two daughters live with me and also my mother lives with me. 5. So sir my question is .is there any way,"" i am repeating any way""I can get those 15 acres.because my mothers want me have it because my two sisters want their share .also my brother's widow is not sensible as she wants to sell her property without thinking about her daughters. Please please please answer these its a very serious matter. And if you have any doubt about the question please ask me I will clear it

Member (Account Deleted) says : Guarantors responsibility
Hi, One of my friend (Guarantor) had given guarantee for CC loan of someone (Mr. A) against mortgage of Business property from Co-operative society. Guarantor is salary earner. Property is 80% of loan amount. Now Mr. A is unable to replay that CC loan and property so mortgaged is insufficient to repay the laon & Mr. A has no other asset to pay full amount of loan. My questions are below : 1- What assets of guarantors will be affected during the case, movable, immovable, salary, bank balances, cash? 2- Will bank be ready to settle the case at 80-90% recovery? (I dont know if banks do so) Thank for reply. Regards, Rita

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