My bank account freeze by cyber crime cell


I don't have any information, why my bank account got freezed by cyber crime cell Mumbai.

I went branch to know the reason they gave me email copy of cyber crime cell that your acc freeze because of cyber crime cell enquiring my account.

 

Please advice me what I can do to know the reason. Is there anything I can do so I will not be in trouble.

 
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there is some level of detail missing here from your side.

 
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Retired employee.

Unless the involvement in serious crime is established it is not possible to freeze the account.  You have not informed whether it is a private sector or Publilc Sector Bank. Generally, they have to use Garnishee order type freezing.

Any way, first seek information from Bank as an affected party the reasons for such freezing, the stipulation in their laid down rules for such seizure, the correspondence from such law enforcement authority confirming the same through hard copy.

Then file application and seek specific information under RTI to that law enforcement authority the specific reasons for freezing Bank account, and copy of  their circular/directive/notification/norms that empowers them to freeze the account without any preliminary investigation and powers of those authorities.

Armed with all documentary evidence, contact an Advocate for proper legal guidance.


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Thanks for reply, I will try to get more information from Bank, Last time when I went to branch they just gave me copy of email from cyber crime cell only no more information even I asked them what I will do now to resolve the issue.

 
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Advocate/Attorney

Enquire in the Bank. If the Bank people do not give response, then file application under RTI Act. 

 
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Retired employee.

I am afraid that oral statements hold no value.  Bank is bound to inform by Regd. post through notice asking him to contact the Bank, or atleast informing him about such freezing of account, so that he can make alternate arrangements.

.   Bank may exercise caution on receiving E mail, but when the matter is not confirmed through hard copy and without knowing whether  such powers vested with such authority (Whether cyber cell has the power to freeze accounts )as per law on their own is the issue and whether Bank can act on such e mails without confirmation through hard copy and their (cyber cell powers) is the second issue.

This appears to be serious and should be followed up only with written confirmations of both Bank and such cyber cell.  Though it is not proper, member can issue a cheque to a third party, and let the cheque bounce with such reason, then he can proceed against the Bank under CP Act questioning of their action in freezing.

 
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LEGAL CONSULTANT

Mr Prasad

Freezing of a person's Bank Account by the Cyber Crime personnel is not a small issue,unless that person has committed cyber crime.U R hiding the actual facts.Unless U come out with all the details U will not get justice here.

 
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LEGAL CONSULTANT

 Mr.GLN Prasad 

U were found in this forum today answering the following.Who R U

 

 

 

G.L.N. Prasad


Director 
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Posted about 8 hours agoQuote Report Abuse

Please file RTI Application to concerned CPIO, ITO of ward in which assessment of your husband is being done.

Application dt. 25th Feb,2015 seeking information under RTI Act filed

Before CPIO, Income Tax Officer, Ward No.........................(full address)

RTI fee: Rs.10/- Indian Postal order No..... fvg. Accounts Officer, ITO payable at....

 

Brief facts: Applicant was wife of ...........................  Her Husband is IT Assessee with PAN No......at your office.............and presently employed  at some other private company.

The photo identity showing applicant was the wife of assessee/relationship is pasted here below.

As per CIC decisions, giving information of husband is not personal information and hence not exempted.

Information Solicited:

 

1)Please provide me copies  of entire IT returns filed with enclosures for the last three Assessment years.

 

Place

Date...................Applicant.

 
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Advocate

Mr. GLN Prasad''s observation and opinions are quite convincing. The queryist has not come out with proper details so that he will deserve a good opinion and suggestion to come out of this crisis. The cyber crime cannot ask the bank authorities to freeze somebody's account without any reason or authority, so something is actually missing in the query or whether the suggestions sought here to cover the wrong doing?


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Let me try to give you some more information. I am Bitcoin trader. So people send me money through online Banking. May be someone scumbug sent me fund from hack account or something like that.

 

But my main problem why Bank or Cyber Crime did not tried to contacted me it's more then 2 week since Cyber crime sent them mail to freezed my account. I am ready to co-operate with them. But till they don't contact me what I will do please suggest me.

 
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