kunhi marakkar
25 September 2025 at 17:48
The records of a case that took place in the Munsif Court from 1980 to 1986 need to be copied and preserved for future safety. Are such old records still available?
visuiyer
22 September 2025 at 22:14
I have persisitant deficiency in service by Axis Bank and nothing resolved despite filing the case against Axis Bank at Ombudsman. The Axis Bank not replying to ombudsman, resulting delay in judgement. As per the usual saying delayed judgement is denied judgement.
Considering all this,
I am planning to compile all the experience with axis bank and publish a E Book viz. "Banking beyond Transaction" documenting all evidences, screenshots of mails etc. and make it a permanent record and making this e book available for free at amazon kindle, and e-libraries.
Now the question is, the entire books is sharing the personal experice with the axis bank and highlighting the deficiencies, without defaming the bank or using abusing words; but recording all the experience of 7 different complaints in the last 8 months and all are pending before the Hon'ble ombudsman under consideration for adjudication.
Will it be okay to publish a e-book; is there any legal issue in publishing and releasing the book; since the entire books is pointing on axis bank; but all are my experience and documented with mail screenshot and their replies.
the book is compiled runs over to 100 pages with documentary evidence on
1) disabling on line rights for 29 days
2) delay in despatch of replacement card and sent to incorrect address despite having kyc dox available with the bank
3) producing false proof before the hon'ble ombudsman
4) Fabrication of statement
5) Customer intimidation
6) Impersonating RBI, challenging India's Regulatory authority
7) claiming 49th EMI for 48 months loan
8) explicity accepted that the bank has no loan dox to justify the 49th EMI
9) deficient loan closure certificate with account number not belongs to me
10) leakage of credit card information to the local branch
11) tampering of the orginal loan closure certificate (hiding the branch address
12) digital harassment by sending some other customer mail to my mail id and
13) annonymous callers inquiring about the pending complaint
14) when raised the erronoous mail step sided core issue and giving irrelevant reply.
Veterans please guide me on releasing the e book viz. "Banking beyond transaction" to document all this as a guide and awarness to the other customer of the bank
raju
22 September 2025 at 20:03
That restaurant was booked for wedding anniversary for about 50 persons @ 900/- per head which included welcome drinks and snacks and main course menu lunch. That snacks were only kept for one hour due to which many members were left unserved and soon after lunch started and as the restaurant manager gave total of only 4 hours and many members got disappointed as it was very embarassing. Please advise if case can be filed before consumer court as proper bill with gst is available as an evidence.
Saurabh Aggarwal
18 September 2025 at 22:20
Sir, I had bought a plots under these terms
The SECOND PARTY is agreed to repay to the First Partyat the rate of 18% minimum or market rate at which we sell the plots whichever is maximum by end March 2025. Whereas after receipt of the said amount by First Party, the First party must register back the Plot numbers 280 to the second party or the parties of second party.
later again I invested
The SECOND PARTY is agreed to repay to the First Party at the rate of 25% or market returns whichever is higher in 15 MONTHS proportionately from this document date whereas after receipt of the said amount by First Party, the First party must register back the Flat number 201 to the second party or the parties of second party.
After putting all my savings he has only returned 9 lakhs and is saying will pay when things are sold. I fell to the false promises due to my posting I moved to another city and I am not able to visit his office and he has stopped responding to calls. What civil or criminal action can be taken ?
Anonymous
14 September 2025 at 10:01
On a Rs. 100.00 stamp paper for a renewal of 11 months unregistered rent agreement for an existing tenant in a house , the owner is stated as the first party and the tenant as the second party . By mistake the tenant has signed in the space No : 1 ( meant for the owner ) at the bottom of the page and in the accompanying pages , and the owner is yet to sign in it . Can the numbers be corrected from 1 to 2 and vice versa by over writing or striking or by whitener ? Or a new doc to be prepared for the safety of the ternant ? Will it affect in getting change of address in the Pan , Aadhar etc at the new address for the tenant in the future ?
Kumaran Neelakantan
06 September 2025 at 20:09
Dear Experts,
I hope you are doing well.
I am writing to seek your legal advice and assistance regarding a serious issue I faced with my house owner who is retired Air force officer. I was recently forced to vacate the rented premises under extreme pressure and threat.
Despite being a lawful tenant, tax payer and a citizen of this country, the house owner repeatedly threatened me with illegal eviction, used abusive language, and even involved local rowdies to intimidate me and my family. Due to this harassment and fear for my safety, I was compelled to vacate the property.
Considering my situation with senior citizen parents mother, father who are in 70"s with wife and little daughter 8 year old, I did not file a FIR since I’m the only family bread winner.
Now I have vacated the house, house owner should know the law is common for everyone such illegal activities is putting mental pressure and emotional trauma to my health should never happen to any common man. He thinks with is power, authority and wealthy status symbol they can do anything.
I have the following evidence and support:
• Clear phone call recordings of threats and abusive language- Cyber team can retrieve the data wih the date and time.
• Eye-witnesses who were present during some of the incidents ( my wife and daughter )
I believe this conduct is not only unethical but also potentially criminal in nature. I would like your legal opinion on:
1. The appropriate legal remedies available to me (civil and/or criminal)
2. Filing a police complaint or FIR, if applicable
3. Potential compensation or legal action for harassment and forced eviction
4. Any next steps I should take to ensure my safety and assert my rights
5. House owner lives in chennai, I was residing in his house in Bangalore
Looking forward to your guidance on how to proceed with this matter legally.
Best regards,
Kumaran Neelakantan
Kumaran.neelakantan@gmail.com
Kumaran Neelakantan
06 September 2025 at 19:58
Dear Legal Experts
I hope this message finds you well.
I am writing to seek legal advice regarding an issue I am facing with my house owner in Bangalore. Despite vacating the rented premises on Sep 6th 2025 today and fulfilling all the conditions as per the rental agreement (including providing notice, clearing dues, and leaving the property in good condition), the house owner has not returned my security deposit.
I vacated the house with in 30 days based on his message on August 5th. I have made multiple attempts to contact the owner and request the refund, but there has been no proper response or settlement from their side.
I would like to understand the legal options available to me under Indian tenancy laws, particularly applicable in Bangalore, for recovering the deposit amount.
House owner lives in Chennai and I was residing in his Bangalore house has tenant last 2.5 years +
Kindly advise me on:
1. The appropriate legal steps to initiate recovery.
2. The expected time and cost involved in pursuing such a case.
3. Whether issuing a legal notice would be advisable as the next step.
4. Do I need to file a complaint in Bangalore Police station or Chennai local police station
Please let me know if you require any further details or documents related to the case.
Looking forward to your expert guidance.
Warm regards,
Kumaran Neelakantan
kumaran.neelakantan@gmail.com
visuiyer
01 September 2025 at 01:01
Thank you Veterans,
Now another incidence with same Axis Bank.
I have availed a loan of Rs.6 lacs @ 13% pa from Citi Bank where I was a customer for over 21 years. post migration of retail banking of citi bank to Axis bank, now I have been serviced by Axis Bank.
Axis Bank demanded 49th EMI as against originally signed for 48 EMIs. In good faith and save from CIBIL Score, I have paid 49th EMI. As advised by veterans of Lawyers Club, I have lodged a complaint with RBI Ombudsman against Axis Bank.
When asking for the justification and the copy of the loan sanction letter, the bank explicitly declared that the documents are unavailable with them, and communication are being in follow up, and getting ready to file another case.
Now, another problem cropped up was: - I have requested for loan closure and No due certificate. And the loan closure certificate in deficiecy with wrong loan account number and not clearly saying the loan is completed, instead, the last EMI will be charged in your upcoming Credit Card Statement, and this certificate was sent by the local Branch, where I have no relationship. (not having any account)
I understand the credit card transactions are centralised; and not handled by the branch, and now the branch is responding to the loan closure which is a leakage of the customer data and information. To my understanding, leaking the card information, even within the branch is not correct. Therefore it needs to take a serious action against Axis Bank for leaking the data (even within the branch)
Should I file a seperate case for the
- deficiency in service
- violation of RBI guideline for not protecting the customer information and
- not adhearing to BCSBI Code of Commitment to Customers – requiring strict secrecy of customer information
The axis bank is silent by not responding positively on this.
Veterans please guide me and save from AXIS Bank,
I am much worried and trembled, whether they demand 50th EMI or my data are been leaked to 3rd party ...(ofcourse not overthinking ... but worried)
kunhi marakkar
23 August 2025 at 11:32
How is the value of land calculated in property cases in courts? Especially land without large trees and that too with a different survey number.
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Notorized property document
Respected Sirs, In a circumstance, Notarized property WILL document has to be declared to the court as null and void by the legal heirs and the property owners sibilings (Property owner passed away). Is it possible to do so? What are all the impact of such declaration?