𝙒𝙝𝙞𝙡𝙚 𝙛𝙞𝙡𝙞𝙣𝙜 𝙜𝙧𝙞𝙚𝙫𝙖𝙣𝙘𝙚𝙨 𝙬𝙞𝙩𝙝 𝙖 𝘾𝙤𝙣𝙨𝙪𝙢𝙚𝙧 𝙁𝙤𝙧𝙪𝙢 𝙮𝙤𝙪 𝙙𝙤 𝙣𝙤𝙩 𝙣𝙚𝙚𝙙 𝙩𝙝𝙚 𝙨𝙚𝙧𝙫𝙞𝙘𝙚𝙨 𝙤𝙛 𝙖𝙣 𝙖𝙙𝙫𝙤𝙘𝙖𝙩𝙚 𝙖𝙣𝙙 𝙨𝙚𝙘𝙤𝙣𝙙𝙡𝙮 𝙨𝙚𝙡𝙛 𝙖𝙩𝙩𝙚𝙨𝙩𝙚𝙙 𝙭𝙚𝙧𝙤𝙭 𝙘𝙤𝙥𝙞𝙚𝙨 𝙤𝙛 𝙤𝙧𝙞𝙜𝙞𝙣𝙖𝙡 𝙙𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙖𝙧𝙮 𝙚𝙫𝙞𝙙𝙚𝙣𝙘𝙚 𝙖𝙧𝙚 𝙫𝙖𝙡𝙞𝙙.
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It's bank discretion whether they waive interest or not but if you repay remaining due and outstanding amount in one time settlement scheme then definitely bank may give you relaxation in interest.
The proper way is to meet higher-ups on a grievance day and making such requests to establish your credentials.
The presumption is that you are the owner of the land and given it for development. Contact a local advocate, let him study the agreement and POA clauses and he may study other legal requirements for getting a good title to you.
As a responsible citizen, your duty is to make a visit to the Bank, seek a statement of account and documents executed, as a PSU is our Bank and you may have to approach in case of your future and higher needs. What the FI can do is not within the knowledge of members as depending on the amount outstanding, securities, worth of legal heirs and the property shared from deceased etc., are considerations by the bank, depending on their status of NPAS, time involved, and competencies of such recovery team in the bank.
Once the construction permission is granted with plan approval, there is nothing you can do unless there are violations. File RTI Application and seek certified copies of such permissions/approvals with a copy of blueprints and in case of deviations/violations report to the local authorities, and if no action is taken by them, contact a local advocate for getting such injunction.
In some states to circumvent the law, when some villages are annexed to such Municipality/Corporations, some village officers resort to issue such occupancy certificates and in most of the cases it may not be valid. The proper course is known to you. File RTI Application to Municipality and seek such information about the validity of such OCs issued by GP when permissions are granted by TPO.
I have a bad experience with my last company during my notice period. It was a 90 days notice period and as per their policies, no leaves are allowed during notice period. I fall sick during notice period and I took 5 days sick leave. I had enough sick leaves & earned leaves balance at that time. My company rejected my sick leaves, stating that no leaves are allowed during notice period, even on medical ground. They extand my notice period by 5 days and also deduct my 5 Earned leaves. I requested my company many times to either extand my notice period by 5 days, or deduct my 5 EL's, but not the both. They denied my request and finally, I complained about this to Labour Commissioner. A hearing was called by labour inspector, day before my last working day.
The company agreed to my demand in front of labour inspector and the matter was resolved there itself. I joined the next company and working there for last 4 years. I got a new project in my current company, for which they did my background verification. In the background verification, my last company mentioned negative feedback about me, stating - "He is not an employee to rehire. Dusing his tenure in the company, he went to Labour Court for very pity reason and most importantly he lost the case. Our policies are very much clear, but he is an employee who don't understand the policies, etc etc."
Now, due to this negative feedback, I am not supposed to join the project and my current company still keep me on bench. I wrote email to company and copy to labour commissioner. From, the telephonic conversation I had with labour officer, it seems labour commissioner cannot help much in this matter.
Please advice, what options an employee has when his former employeer gave such negative feedback out of revenge.
It varies from person to person depending on his reputation. Mostly, those persons who are educated goes for online formats as several forums offered the formats, and free of cost one can download the formats. These formats have stood test of time and used by thousands after study by many experts. Just google with key words "Draft format of Gift deed"
I just remember a few lines as I have used it to transfer one of property of my grand father after his demise to my grand mothers name.
And even if not valied I would want to apply for a copy of the same. Guide me regarding.