If the Bank has classified the loan account as Non Performing Assets of the Bank keeping in mind the RBI Guidelines and the management policy, the Borrower would receive a notice as provided under Section 13 (2) of the Securitization Act providing 60 days time to repay the debt due and payable. If the amount is not paid, the Bank can take away the possession of hypothicated goods and machinery and sell it away to realise the due. This is one method.
Another is that when they file the case against the Borrower for realisation, they wait for the award. And when award is pronounced, the Recovery Officer attached to the DRT would proclaim to sell away the property and recover the dues for the judgment creditor.