Dear sir ,
A person named Arvind kumar , posing as an employee of Andhra Bank took 2 checks on 16-12-2014 written as a/c Payee in the name of " andhra bank new a/c for machine " as a security amount post dated to 16-12-2015 .
He proposed to install a card swipe machine on my retail counter He filled up some forms too and took my id also . He left my premises with assurance to come 2 days later for installation and other formalities.
On 18-12-2014 , one of those checks no. 1982 was encashed as a bearer check of rs 2,52,000/- at home branch allahabad bank vinod nagar etawah. The checks were from my firm's cc account
When i saw the check , i was surprised to see the whole matter changed except for the traces of parallel lines at the top left corner of the check ( initially drawn to cross the check .)
A check initially issued as a/c payee in one name was totally converted into bearer check in another name .
The bank did not care even to call me back before clearing such a big amount against a bearer check .
I have asked the bank to stop the payment of remaining check no 1983 .
I have the 2 mobile nos of that person but both are switched off .
Please advice what to do next ?
It appears that some eraser was used to completely wipe the original contents of the check and replace the whole matter except the signatures.
Please advice as to what do i do now . It also looks a great carelessness on the part of allahabad bank .had they been cautious ,my terrible loss could have been averted .
Suresh singh bhadauria
Katra shamsher khan