Ravi Kumar 04 July 2018

My father money

my father gave ₹80000 to his friend, he took blank cheque without date & name. his friend died on January 2018 now my father is also dead now I presented the cheque on 3 July in my mother and sister account, amount was credited and then debited due to reason REJECT with drawal start owner

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3 Replies

Kishor Mehta (CEO) 05 July 2018

A cheque becomes null and void on the date of the signatory's death.

SIVARAMAPRASAD KAPPAGANTU (Retired Manager) 05 July 2018

A cheque issued in an account cannot be paid once the drawer of the cheque is dead and the news is known to the Banker. In this case, bank must have paid it in clearing and later when they came to know immediately debited and reversed the entry.

So you may approach the legal heirs of your father's friend with the unpaid cheque (which the bank must have given you back) or the record of your presenting, receiving the money and reversal and seek the repayment. Good people usually honour the commitment made by the the father if your can convince them that the money was taken by their father from your father, both of whom unfortunately are no more.