I need some urgnet Legal Advise and most probably a Lawyer to settle an old loan with IDBI Bank.
Took the loan in AUG 2005. Amount- INR 150000, Disbursed Amount - INR 146150.EMI in 48 installments.
Monthly EMI INR 4137 paid through ECS on account maintained in ICICI BANK. Always been a regular payer,
then I left India in 2007 but I ensured that I always keep money in that account so ECS can happen without any problems.
Through the account statement I have proof that Installments paid up to Feb 2009. (That should be 42 installments ,but Iam not 100% sure.), Then I lost track as I stopped keeping money in the ICICI account.
Now about a week back I got news through my Friend who lives in INDIA that he visited the old place where we used to live and the person staying there gave him a legal notice which has come to them on my name from the Bank's lawyers.
They have filed a case claiming INR 109000 which is ridiculous.
I am ready to settle the loan but the justified amount whatever remains but not such daylight robbery.I need a good lawyer who can represent me in Delhi and close the whole case.