I am having major problems with an ICICI credit card I had way back in 2007. There were some unpaid charges on it and some transactions which I disputed way back in 2008. Then in 2009 I had agreed to pay a sum of Rs 45000/- to close this matter and asked them to send me a settlement letter in the post on the banks letterhead. However, no one got back to me and being overseas since then I lost track of it myself.
After all these years, now suddenly since 2012 my parents and sister are being troubled over this issue. I was in Pune prior to my leaving the country and my family in Mumbai. The calls got very nasty and abusive. They even used threatening language towards my parents who are senior citizens unaware of any such issue hence this has all caused great mental trauma to them. My sister too keeps getting these calls and off late they have started chasing her for no fault of her own. Its getting ridiculous now. I had informed the bank and the issue was under investigation and then again no one called or got in touch for several months. Now again they have started chasing this up. The amount in question was around 2 lakh the last time I spoke to them but no one ever got back to me about my queries. Now, to make matters worse, they sent someone claiming to be from a totally different bank asking for my sister. He did not give his details when asked as this would have helped me getting in touch with them. When security at the apartment stopped him he then asked for me. Also, my parents have got calls saying that my visa will be cancelled and that they are taking me to court. I might need legal help to resolve this?
How true are their allegations. Can they get a arrest warrant for such a petty issue? How can my visa be cancelled?
Kindly answer my query. If needed I might need to hire a lawyer to resolve this so any quotes would be helpful as well.