Flat sale

'Buyer Beware' applies to property deals.

It shall be appropriate to get proper legal opinion from a very able local senior counsel of unshakable repute and integrity specializing in revenue/property/civil/DRT matters before signing or making payment.

This may cost some FEE but can defend long term interest and hard earned monies.

Same is true for seller………..to consult more so in situation narrated by you.

Usually in property deals in which buyer is buying with loan to the tune of say 80 or 90% of sale consideration such things come up….

Token money, advance (%) etc are your personal T&C that you may settle with buyer…

Has the lender agreed in principle to lend on issue of credibility of borrower i.e your buyer?

Your own LOCAL counsel as suggested above can draft the suitable deed involving seller, buyer, lender to protect your long term interest ……………..

If you are not comfortable with buyer that is buying with loan, decline to accept the offer and find another buyer..