Education loan payment

I have taken education loan of ₹2,76,500 in 2013 for persuing b.tech in mechanical engineering.I have completed my engineering in 2016 but since then I am unemployed.I have paid about ₹30,000The current amount I have to pay to the bank is ₹4,25,000.As I am employed and my family condition is not good so that I can transfer my loan amount to them,I am in crisis now.Bank is calling every day for repayment.I don't know what to do next.Kindly advice some solutions.