Has the bank issued a written communication (addressed to the borrower and owner of the flat or you) on its letterhead under original seal and signature of the competent employee that BM/Bank/branch has lost the original sale deed? No, BM is saying that they are trying to find out original sale deed. Today I told Seller to get the written from bank they have lost the sale deed.
If yes has it supplied the certified copy of the newspaper publications, FIR it has lodged to declare the loss of original sale deed?
Who has applied for certified copies ; seller or Bank? Bank, Bank applied certified sale deed directly to SRO.
Who has written to you that original copy is lost; Bank/seller? Seller is telling me original sale deed is lost/ not able to find by bank.
Does the seller have acknowledgment issued to borrowe (seller) by bank for having received the original sale deed, and has the bank issued authenticated copies of loan brochure, loan application, loan approval, loan agreement, loan statement of each month, Final statement showing closure of loan showing all payment received and NIL balance? Yes, Seller has given proof of postal acknowledgment to bank that is showing bank have received original sale deed from SRO.
Seller got Loan closer certificate from bank. Which state that loan have been closed.
The BM/Bank/branch is deficient.
BM/Bank/branch is liable to recreate the original docs.
Have you signed any bipatriate/tripatriate agreement with seller and bank? Agreement of sale.
Did the seller declare to you (say in sale agreement) that the property is mortgaged with bank? Yes
You may inquire the procedure/forms/formats from SRO that are involved in getting a certified copy of the sale deed from SRO? Yes
