Resepected Sir and Madam,
I have a question on accident insurance...
Two persons (from lower income group) unfortunately had an accident. They were riding two-wheeler (does not have papers - owned by someone) skidded and hit another car (has full insurance) - headon collision. Two wheeler rider did not have DL at the time of accident. Police booked the bigger vehicle (car driver) for rash-negigence.
Insurance company has denied their claim due to lack of DL and papers. Some lawyer (introduced to them by police) has promised them to fight the case in MACT, but they cannot afford to pay the fees he is asking for to fight.
Will their claim petition be entertained? Can they get their medical expenses etc. Is there any other provision in the law/insurance to claim compensation for people having low income?