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RAMASAMY GOVINDARAJAN (Manager)     21 November 2012

18.20, 18.24 & 18.28 of the desai award

Dear Experts,

Please help me by providing the said awards as further modified by Bipartite settlements entered into between Indian Overseas Bank and All Indian Overseas Bank Employees' Union till date that govern the procedure for taking disciplinary action against workmen in the bank.

Regards,

Govindarajan R



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