Full case happened like as follow...........
Mr.Sumit panwar used to do these kind of activities in his branch.
One day he took 50K cash from the teller of his branch and said I will provide you cheque after some time,because these practices happen in branch so teller gave cash to sumit.
Later on when teller asked for cheque he provided a customer's account cheque which he was having that time.Teller debited customer's account and closed his cash.
Sumit said to the customer your account has been debited wrongly.Your amount will be reversed within 2 days.
After 2 days Sumit called Saurabh to tansfer funds from his relative's account to some junior officer's account.Saurabh transferred the funds and I verified this fund transfer.
Till this date we were not aware about sumit's intentions and what happened in sumit's branch 2 days before,me and saurabh was not knowing.So in good faith we transferred the funds.
The account in which funds got transferred i.e. beneficiary's account was some junior officer's account.Sumit took out all the money at the same time and 50K gave to that customer whose account was debited and remaining 2 lacs we don't know.
Same set of words he said to his relative also that your account will get reversed within two days.
My Cluster Branch Manager was aware about this activity of sumit.Before reaching the cheque he reached our branch and directly asked us for instrument.
I said Sumit asked us to do that.He will give the cheque.We called sumit and collected cheque as well.
Saurabh checked with the customer then he gave consent also for fund transfer.
Till this point every thing was sorted out,but after 2 days Sumit called in some other branch and asked teller to deposit 2.5 lac in his relative's account.He said customer's cheque will get bounce kindly do it on priority.I am coming to your branch within 10 minutes.Teller was Sumit's friend only but she was also not knowing what activites he has done in branches.So she didn't doubt him and deposited cash.
Sumit did not reach the branch.As a result she had to take reversal from customer's account.
We all were called to our Regional Office and we were asked to write full case.I wrote truth.
In this case no financial loss,no reputational loss to the bank,but bank says this was series of transactions were done with the intention of fraud.
Bank did not consider our past behaviour or record with the bank and gave us termination letter for both tellers,me,saurabh and 2 more girls from his branch only.
Kindly suggest Is there any possibility that I can rejoin my job?