Dates are omitted in the question,which are relevant for pointed answer. So, general response is provided.
1.Debt:: If you have the agreement or ancellation of booking letter accepted by the builder or forwarding letter for the cheque, debt can be proved.
2.If 30 days have not elapsed from the latest cheque bounce (that is, the date on which you have received the biounced cheque back from your bank, (proof of postal envelope or forwarding letter of your bank enclosing the dishonoured cheque may be necessary, if 30 days' time is not available from the date of the cheque return memo by the bank on which the cheque was drawn), notice of demand can be issued.
3. If 30 days have elapsed from either date mentioned in point 2 above:
If validity of 3 months from the date of the cheque is still available (it appears so from the mention of the word 'november'), you can present the cheque again to get it dishonoured one more time, with whatever reason. Notice of demand can be issued within 30 days from that date of dishonour.
In any case, notice of demand is to be issued. This can be done by you, in simple plain language also or through a lawyer.
Plain language draft:
"In repayment of debt by you, to me, you have issued ch.No.--- dated-----, for ₹----- drawn on ---bank, ---branch, promising to maintain sufficient funds to honour the same upon presentation. But the same is disnonoured vide return memo dated ------, giving reason as : -------. The said cheque is received by me on -----, from the presenting bank.
This notice is issued to you within the prescribed time, calling upon you to pay the said ₹ ----, within 15 days from the date of receipt of this notice, by D.D. payable at -----, to be sent to me by registered post to the following address:
Failure to do so, will entail appropriate legal action under law, at your cost and risk.
A lawyer would issue same notice with legal wordings. Send the notice ONLY BY registered post ack.due. Preserve copy of notice, postal receipt, acknowledgement card received or the returned postal envelope, if not delivered.
After the lapse of 15 days + postal transit time, within 1 month, complaint case has to be filed before the jurisdictional magistrate.
Clarification: Section 138 covers 'stop payment' also, as decided in thousands of cases by the Supreme Court and various High Courts.
Take immediate action without loss of even a day at every stage.
Don't use courier service.