I transfered 115000 rupees online to my colleague on 21 dec 2022. For which he agreed to payback in 2 days a total of 230000 ruppes(including 125000 as interest) verbally. He returned 110000 within 6 days but is now refusing to pay remaining amount till date. I have now got chat proofs that he owes me 125000 rupees in total. He says that he is trying everyday to repay, but I am sure that he has an bad intention to not payback. Money was given on the basis of trust and no written agreeement was taken. What are my options here.
A quick response would be appreciated.