Murthy Vaidheeswaran 26 November 2025
Rama chary Rachakonda (Secunderabad/Telangana state Highcourt practice watsapp no.9989324294 ) 26 November 2025
The bank's stance seems unfair, given the Supreme Court ruling. You have a certified copy of the registered Release Deed, which should be sufficient. To address this, you could: -
Approach the bank's higher authorities or customer service team, citing the Supreme Court ruling - Consult a lawyer to draft a letter to the bank, explaining the situation and referencing the ruling -
Explore alternative options for verifying property ownership, such as obtaining a title insurance policy You may also want to look into the specific court order that led to the police refusing the NTC.
T. Kalaiselvan, Advocate (Advocate) 26 November 2025
Every bank has its own rules and regulations to sanction loan against property, the supreme court judgement is not for bank loans as rightly opined by the banker.
You may not get any relief even if you plan to escalate the issue through legal sources against the bank.
The alternate option is to approach a different bank that is willing to offer loan on the basis of the available documents in your possession.
Don't waste time under misguided opinions.
kavksatyanarayana (subregistrar/supdt.(retired)) 26 November 2025
Yes. There is a Supreme Court of India ruling on the grant of loans on the mortgage deeds of properties. However, the RBI and several other financial institutions have established specific rules for different situations.
Dr. J C Vashista (Advocate ) 28 November 2025
Cerified copy of the document is as good as Original.
It is better to show relevant records to a local prudent lawyer for proper analyses of facts/documents, professional advise and necessary proceeding.