Regarding Bank deposits;
1st of all clarify the Bank a/c had valid nomination or not….and check what is the fund balance in respective/total accounts in one/each bank……………….and come back in case of any difficulty….
Relate with Bank’s deceased depositor policy that should be placed on website and printed version should be made available without any cost to claimant..
The Bank’s deceased depositor policy is framed in accordance with RBI guidelines on ; deceased depositor claims (for accounts having valid nomination/without nomination)
RBI: Master Circular on Customer Service in Banks
20. Settlement of claims in respect of deceased depositors – Simplification of procedure
GO thru claim form of the bank and even certification by Municipal Councilor may be accepted and/or Legal heir certificate/affidavit may also be accepted by bank….