In an area where lay men get confused 
over the puzzling regions of Acts, Sections, Rules, Regulations and decided judgments, thanks a lot Tajobs for providing help for those who are in need. You are doing a wonderful job. And thanks for this wonderful platform for knowledge exchange.
To quote Sir Earnest Gowers,
"It is accordingly the duty of a draftsman of these authoritative texts to try to imagine every possible combination of circumstances to which his words might apply and every conceivable misinterpretation that might be put on them, and to take precautions accordingly. He must avoid all graces, not be afraid of repetitions, or even of identifying them by aforesaid, be must limit by definition words with a penumbra dangerously large, and amplify with a string of near- synonyms words with a penumbra dangerously small; he must eschew all pronouns when their antecedents might possibly be open to dispute, and generally avoid every potential grammatical ambiguity. All the time he must keep his eye on the rules of legal interpretation and the case-law on the meaning of particular words, and choose his phraseology to fit them. No one can expect pretty writing from anyone thus burdened. "
I would like to mention that the way in which your posts are drafted are simply awesome. They are Accurate, Brief and Clear.
Kudos 
, Tajobsji. You are the epitome of the quote by Albert Camus.-' Those who write clearly have readers, those who write obscurely have commentators. '
It is clear that you have readers!!! 
Kindly do contribute more, it is useful for persons in other professions too!!!!
