Dowry

i am a working independent women my hisband is residing in a different city.. my husbands family were not able to afford marraige expense so they took a loan of 21 lacs from my father but immediately after marriage my husband and his family is ignoring me when i asked him to return money he has only returned 10 lacs and he had ceased my entire jewellery. he never calls when i call he misbehaves when i go to meet him he will not talk on watsapp he will reply very smartly as if entire fault is mine. he is not accepting that he is not ignoring me. but his father has conveyed through a relative that they are upset that we has taken 10 lacs from his son.. now they are doing character assasination. What shall i do now?

What is important in your life, if you wanted to live happily with mental peace and good family?

This has to be decided by you alone as these dowry receipts, payments, returns are not new in marriage?

Forget and ignore such family talks as Character Assassination etc, 

What do you want now?

Money?  Jewels ? or a good family life that can earn each and everything you lost in the future ?

This is not a legal problem for the present.  Marriage life is important for a peaceful existence.  You have to decide yourself. either you wanted to compromise or complicate the issue further through a mutual divorce.