Request your advice for the below problem :
1.My Mom was govt servanct taken personal loans in some 2 Banks.
2.We were not aware till her death that she has taken loans and every month from her slary it use to deduct.
3. we as legal heirs not singned any documents of the above bank papers nor given surity for the loans.
4.I heard that once the bank is giving personal loans they have to made the "INSURANCE" of the loan and to pay the loan amount. But no insurance has been made for the personal loans by the BANKS.
5.Now i got the job of my mom and they are forcing me to pay the amount.
6.from past 2 years the amount of gratutity etc not paid to us by the officers of my mothers office.
7.my sister is mentally retarded and they have hold her family pension also not paying to us and harasing that till the bank loans are not cleared my sister family pension will also they will pay for the debts of the bank.
8.is it true that MENTALLY CHALLENGED CHILD PENSION also will not given to her till the clearance of the loans.