Incometax query problem

If an order is already passed against you by the assessing officer the remedy is to appeal againt the order to the commissioner appeals. If  demand is not rised and the matter is still at notice stage you can convince the Assessing officer with the details of borrowing and if possible by an affidivit from  lenders along with the details of repayments. If you have borrowed money thru cheque or demad draft it will be easy to convenience the authorities.The query can not be answered further without getting the full details regarding the year of borrowing, the amount involved and the mode of receipt of money. There is no law to add  the borrowed amount to the income of the assessee only on the reason of the lender not having PAN