Ankit .S. Nimje 22 July 2025
Dr. J C Vashista (Advocate ) 23 July 2025
File a police complaint for cheating and forgery through a local prudent lawyer for further advise and proceeding.
P. Venu (Advocate) 23 July 2025
Have you any proof of the money advanced?
Ankit .S. Nimje 23 July 2025
Dear sir thank for reply, I have proof of online payment
kavksatyanarayana (subregistrar/supdt.(retired)) 23 July 2025
Then file police complaint.
Advocate Bhartesh goyal (advocate) 23 July 2025
You may lodge FIR against your friend undere sec 318 BNS for taking loan with fraudulent intention to cheat you..
Ankit .S. Nimje 23 July 2025
My friend is lived in Aurangabad,my native place is different and currently I am lived in delhi from which police station I can do FRI
Advocate Bhartesh goyal (advocate) 23 July 2025
Complaint/FIR will be lodged at place where incident occurred ( where he made demand and you made payment)
Ankit .S. Nimje 24 July 2025
But our conversation is done on phone from my native place.
Rama chary Rachakonda (Secunderabad/Telangana state Highcourt practice watsapp no.9989324294 ) 24 July 2025
To recover the borrowed money from your friend, consider the following steps: Step-by-Step Guide to Recovering Money
- *Try Amicable Settlement*: Before taking legal action, attempt to resolve the issue amicably by sending a polite reminder or negotiating a repayment plan. Document all communications for future reference.
- *Send a Legal Notice*: If reminders don't work, send a formal legal notice demanding repayment within a specified period (usually 15-30 days). This notice should include:
- *Amount Owed*: Clearly state the amount borrowed and any agreed-upon interest. - *Repayment Terms*: Specify the repayment schedule and deadline. -
*Consequences of Non-Payment*: Mention potential legal actions if the debt isn't repaid. - *File a Civil Suit*: If the legal notice doesn't yield results, file a civil suit for recovery of money. You can opt for: -
*Summary Suit*: A faster procedure under Order 37 of the Civil Procedure Code (CPC) if you have a written agreement or promissory note. -
*Money Recovery Suit*: A regular civil suit for recovery of money, which may take longer but is more comprehensive. - *Gather Evidence*: Collect all relevant documents, including: - *Bank Statements*: Proof of the loan transaction. - *Messages and Emails*: Any written communication acknowledging the debt. - *Witness Statements*: Testimony from witnesses who can attest to the loan. -
*Police Complaint*: If you suspect your friend committed fraud or deception, you can file a police complaint under Section 420 of the Indian Penal Code (IPC). However, this should be considered a last resort. Important Considerations - *Limitation Period: You have three years from the date of default to file a civil suit for money recovery. -
Legal Costs*: Weigh the financial implications of pursuing legal action against the amount recoverable. -
*Relationship Impact*: Consider the potential strain on your relationship with your friend before taking legal action. Consulting a lawyer specializing in debt recovery can help you navigate the process and ensure you take the most effective approach.¹
Ankit .S. Nimje 25 July 2025
Thank you so much sir
T. Kalaiselvan, Advocate (Advocate) 26 July 2025
You may first a legal demand notice demanding the money, if he fails to respond then you lodge a criminal complaint with the police and also file a suit for recovery of your money
Dr. J C Vashista (Advocate ) 26 July 2025
Although notice shall hardly be of any use yet you may take a chance. However, there is no need for a notice for filing a criminal complaint but may be used in a civil suit for recovery.
Consult and engage a local prudent lawyer for analyses of facts / documents, professional advise and necessary proceeding.
P. Venu (Advocate) 26 July 2025
In my view, in the given facts, no criminal action lies. The option is in initiating a civil action.